Replies to '09/15 Money Matters: Surviving the Crisis'

Find real financial expert Dave Ramsey and check out his book TOTAL MONEY MAKEOVER. He has a web site, a daily talk-radio show, appears on one of the morning shows a couple of times a month, and has a show on the Fox Business network. He doesn't tolerate whiners and gives solid financial advice that, if followed, will help you tell your money where to go instead of wondering where it went.

What do you mean don't say save money?  Do you want the miracle solution where you get to spend money but it is still there?-It doesn't exist.  And if your income is 2500 and your bills are 800, that is 1700 dollars-how do you even manage to spend this much money on pay day?  

Seriously though,
1.  Get rid of your credit cards-you will spend less if you use cash and even though some may not agree with me given the current state of financial instituions you shoud have cash on hand.   
2.  Don't buy things that you don't need-many people don't understand the difference between wants and needs.  For, example lets use this example-dying your hair perfectly blonde is a want, sending your kids to preschool is more or less a need particularly if you have the money to do so.  
3.  Before you buy something ask your self-do you need it, will it make you money, or can you use it to truly better yourself-if the answer is no then don't buy it.