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Replies to '09/15 Money Matters: Surviving the Crisis'

 
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September 16, 2008, 10:39 am PDT

09/15 Money Matters: Surviving the Crisis

Quote From: dontjudge66

Sadly it is not a family living beyond their means, it's a family whose means changed. I understand you are only commenting on what you saw, but trust me when I tell you this is a family who suffered more hardship then anyone deserves. In addition to their income dropping to almost nothing they have had an extremely sick daughter who required several surgeries in her first couple of years of life. Dr. Phil chose not to mention their medical hardship, but when you are self-employed and self insured (which the Holleys were) the results can be devastating. This is not a family sitting home on welfare, this is a family who has and still is working very hard to make ends meet. Their home is not in the least bit elaborate, it is a modest (under 2000 sq. ft.) home in a middle class neighborhood, in the four years I have known them they have NEVER taken a family vacation, and got rid of their boat as soon as things started to go south. They DID have savings and retirement and burned through both on medical bills. Their situation could happen to anyone so please don't be so quick to judge.

Imagine yourself if the only career you ever knew suddenly had 0 jobs and your daughter was on the verge of death and required several very expensive medical procedures in order to survive. A lesser family would have immediately filed bankruptcy and sought government assistance, but this family has chosen to try and make it work. 

I understand that hardships come.  I don't have vacations, my house, try 800 sq feet.  They have a very nice house, and were dressed very nicely.  (A lesser family would have filed bankruptcy sought government assistances), I think not, that's you judging everyone else. 

 

He had a nice boat, race, car, nice clothes, etc. 

 
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September 20, 2008, 5:53 pm PDT

Thanks for showing just how irresponsible they are/were

Quote From: dontjudge66

Sadly it is not a family living beyond their means, it's a family whose means changed. I understand you are only commenting on what you saw, but trust me when I tell you this is a family who suffered more hardship then anyone deserves. In addition to their income dropping to almost nothing they have had an extremely sick daughter who required several surgeries in her first couple of years of life. Dr. Phil chose not to mention their medical hardship, but when you are self-employed and self insured (which the Holleys were) the results can be devastating. This is not a family sitting home on welfare, this is a family who has and still is working very hard to make ends meet. Their home is not in the least bit elaborate, it is a modest (under 2000 sq. ft.) home in a middle class neighborhood, in the four years I have known them they have NEVER taken a family vacation, and got rid of their boat as soon as things started to go south. They DID have savings and retirement and burned through both on medical bills. Their situation could happen to anyone so please don't be so quick to judge.

Imagine yourself if the only career you ever knew suddenly had 0 jobs and your daughter was on the verge of death and required several very expensive medical procedures in order to survive. A lesser family would have immediately filed bankruptcy and sought government assistance, but this family has chosen to try and make it work. 

Hmm...lets me make a responsible common sense choose boat or decent health insurance for the children...I think we will pick the boat.  

I'm sorry but I make way less then these people did and don't have a decent option for employer paid health insurance and I pay for health insurance privately. And I fully support health insurance reform and universal health care, both because it is needed and so that people can do not use it as an excuse.  

And when you have four children that is why you don't squander your money, you save it in case there is a medical emergency or you loose your jobs or your income.  

And by trying to make them sound like victims do you realize you make a mockery out of everyone who truly is poor and who truly doesn't make enough to save, who have never even been able to own a home, boat or take a vacation?   
 


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