Quote From: twnty1inwi philfan66 - your right, if they would kick me out, I would find a place to live and I would have to foot it without putting a down payment on a house....
voyager101 - "I hope you never lose your job or become injured or anything that would cause you to have to live oh so uncomfortably paycheck to paycheck, or lose your house, etc. You won't have the experience to handle it." <-- your right too, but I'm thinking not a whole lot of people are really prepared for something that dramatic to happen...(lose job, house, etc..) even if they were on thier own when they were very young.
They are prepared to a large degree, because they got the experience right out of the gate of living paycheck to paycheck and building their entire savings and lives from scratch, all while paying rent, saving for a house, working their way up in their job, and navigating this crazy world.
You won't have the experience of truly starting from scratch, and God forbid something bad does happen, it will be unknown territory for you, and that much more stressful., and a big blow to your attitude of entitlement.
And of course these days, you can't depend on always having a job. A lot of companies have no loyalty to their employees anymore like they did when I entered the workforce, and it's too common now to be laid off. And unemployment is nowhere near enough to cover a house mortgage and living expenses.
Since you have this opportunity from your parents, however, I hope besides saving for the house down payment, you also take the opportunity to save up 1.) extra money for the something that ALWAYS goes wrong as soon as you move into a house (water heater dieing, plumbing repair needed, etc), and 2.) minimum 3 months, but better if it's 6 months mortgage, house and car insurance, utility bills, etc, so that if you do get laid off, rack up unexpected medical bills, or whatever, you have a cushion to sustain you while you get back on your feet and save yourself a truckload of stress.
Again, just my 2 cents :-) I sincerely wish you and your girlfriend good luck, success and happiness.
