Replies to '12/16 Dr. Phil and Robin's Holiday Giveaways'

We have always been a self sufficient famly and while we never had much, we proudly paid our way.  In January of 2005 we purchased a small farm in rural TN. and are working on making it a profitable venture while getting back to basics. 

The farm needed a lot of work and we were making our way. We still don't have any equipment for farming and I only have a few chickens right now but our goal is to keep working on getting everything in shape. 

The house is a small log cabin and we have spent alot of time getting ready for the winer months. A few months ago, working hours were cut in half and now we struggle to even meet the basic bills. We live simple and do not have a lot of debt. Only our house and utilities.  

We are working on getting our credit in good shap and have not been late on bills for 11 months. We have tried to get a refinance through several companies but because there is a lot of land with the property, our options are limited. Ameriquest seems to do such great things for your guests but when we contacted them, they were not very nice.  

We are a hard working family living a simple life. We do not qualify for many of the programs to help us get on our feet and get the farm is shape because our income is just $2,000 over the proverty line. It has been frustrating. 

All we are needing is a chance and a little help. Right now some insulation, carpet and padding would be a God sent. We hope to install central heat next year but for right now, it is cold and hard to keep the house warm. 

There must be so many people in our situation and it is so hard to get real help and not just lip service. My prayers are with all of the people in the world that have and are suffering from the natural disasters, but so many of us are effected too by the high price of gas and food as an after shock of these advents. 

When can the 'average hard working American' get a little help!