Quote From: montana43I can't stress enough--DO NOT GET INTO CREDIT CARD DEBT!!!! It happens so quickly and so easily and, before you know it, there is no way out. I was told that I could not pay mine off in my lifetime. I was also told that my debt is low compared to the national average. I have gotten myself in a terrible bind and THERE IS NO WAY OUT! I do not believe in filing bankruptcy (although many have told me that is what I chould do). So, is all I can say is--DON'T DO IT!!
God bless,
montana43
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Montana,
I cannot agree with you more. Yesterday my husband and I went to Consumer Credit because we maxed out our two credit cards and our line of credit account. I can't afford to take out another credit card. The line of credit was attached to our checking account so we are getting overdrafts. We have asked my mother-in-law for money and she will only give us a portion of what we asked for. I'm so scared that we aren't going to make it through the month. Next month will be better cause our consumer credit program starts and we can start paying off these bills. Plus we are taking a class to help us out. I don't want to file for bankruptcy either. I'm scared that my kids will not look at me the same....I feel like a failure. today it took me forever to get out of bed. I don't even want to leave the house cause it will cost me money. I'm on vacation this week, it's supposed to be a good week but it's not. We do not have a lot of debt, just enough to cause us stress and anxiety. I had to order medicine for my son for his growth, cringed in doing that...... My husband says we will make it.....and we have in the past, but it's never been this bad before.