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Replies to 'Debt'

 
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happy
July 25, 2005, 4:22 am PDT

i agree!!!!

I can't stress enough--DO NOT GET INTO CREDIT CARD DEBT!!!! It happens so quickly and so easily and, before you know it, there is no way out. I was told that I could not pay mine off in my lifetime. I was also told that my debt is low compared to the national average. I have gotten myself in a terrible bind and THERE IS NO WAY OUT! I do not believe in filing bankruptcy (although many have told me that is what I chould do). So, is all I can say is--DON'T DO IT!!

God bless,

montana43

 

i agree with you 100%!!!  i too am in debt with cc's.  i am doing everything i can to not file

 

bankruptcy. 

 

good luck to you!!

 

keep your faith high!!!!!

 
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July 25, 2005, 10:26 am PDT

Debt

I can't stress enough--DO NOT GET INTO CREDIT CARD DEBT!!!! It happens so quickly and so easily and, before you know it, there is no way out. I was told that I could not pay mine off in my lifetime. I was also told that my debt is low compared to the national average. I have gotten myself in a terrible bind and THERE IS NO WAY OUT! I do not believe in filing bankruptcy (although many have told me that is what I chould do). So, is all I can say is--DON'T DO IT!!

God bless,

montana43

I am in  credit card debt too. I lost my job and I was using my credit cards to pay my bills. I have lawyers calling me saying if I don't pay my bill they will sue me. I just tell them you will not get anything because I have nothing no job no money.
 
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January 6, 2007, 1:53 pm PST

Debt

Quote From: montana43

I can't stress enough--DO NOT GET INTO CREDIT CARD DEBT!!!!  It happens so quickly and so easily and, before you know it, there is no way out.  I was told that I could not pay mine off in my lifetime.  I was also told that my debt is low compared to the national average.  I have gotten myself in a terrible bind and THERE IS NO WAY OUT!  I do not believe in filing bankruptcy (although many have told me that is what I chould do).  So, is all I can say is--DON'T DO IT!!

God bless,

montana43

Yep you got that right, so quickly and easy to fall into the credit card trap, I am right there with you!!!! 

 

 
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anxious
August 15, 2007, 6:34 pm PDT

I cannot agree with you more.

Quote From: montana43

I can't stress enough--DO NOT GET INTO CREDIT CARD DEBT!!!!  It happens so quickly and so easily and, before you know it, there is no way out.  I was told that I could not pay mine off in my lifetime.  I was also told that my debt is low compared to the national average.  I have gotten myself in a terrible bind and THERE IS NO WAY OUT!  I do not believe in filing bankruptcy (although many have told me that is what I chould do).  So, is all I can say is--DON'T DO IT!!

God bless,

montana43

'

Montana,

 

I cannot agree with you more.  Yesterday my husband and I went to Consumer Credit because we maxed out our two credit cards and our line of credit account.  I can't afford to take out another credit card.  The line of credit was attached to our checking account so we are getting overdrafts.  We have asked my mother-in-law for money and she will only give us a portion of what we asked for.  I'm so scared that we aren't going to make it through the month.  Next month will be better cause our consumer credit program starts and we can start paying off these bills.  Plus we are taking a class to help us out.  I don't want to file for bankruptcy either.  I'm scared that my kids will not look at me the same....I feel like a failure.  today it took me forever to get out of bed.  I don't even want to leave the house cause it will cost me money.  I'm on vacation this week, it's supposed to be a good week but it's not.  We do not have a lot of debt, just enough to cause us stress and anxiety.  I had to order medicine for my son for his growth, cringed in doing that......  My husband says we will make it.....and we have in the past, but it's never been this bad before.

 
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happy
October 10, 2007, 11:41 am PDT

Sorry to hear

Quote From: montana43

I can't stress enough--DO NOT GET INTO CREDIT CARD DEBT!!!!  It happens so quickly and so easily and, before you know it, there is no way out.  I was told that I could not pay mine off in my lifetime.  I was also told that my debt is low compared to the national average.  I have gotten myself in a terrible bind and THERE IS NO WAY OUT!  I do not believe in filing bankruptcy (although many have told me that is what I chould do).  So, is all I can say is--DON'T DO IT!!

God bless,

montana43

Did you try a credit card debt company to pay off your bills?  CCCS is very good and they only charge $25 a month.  I was in debt $17,000.  It took me 4.5 years to pay off.  This was many years ago.  In my depressed mind, I felt compelled to keep up with the Jones's.  Now, I drive a hyundai and rent an apartment thru affordable housing.  I don't have credit cards anymore.  Still taking the wellbutrin so no credit card for me; I can't be trusted.  I do use a debit card.  I get one point for every two dollars I spend.  I got a few gift cards, which was nice.

 

Pearl

 
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happy
October 22, 2007, 8:27 am PDT

I agree with montana43

Quote From: montana43

I can't stress enough--DO NOT GET INTO CREDIT CARD DEBT!!!!  It happens so quickly and so easily and, before you know it, there is no way out.  I was told that I could not pay mine off in my lifetime.  I was also told that my debt is low compared to the national average.  I have gotten myself in a terrible bind and THERE IS NO WAY OUT!  I do not believe in filing bankruptcy (although many have told me that is what I chould do).  So, is all I can say is--DON'T DO IT!!

God bless,

montana43

oops , I meant to say I agree with montana43, DO NOT GET INTO CREDIT CARD DEBT!!!!!!!!!   That is the best way not to get caught in this credit net!!!! 
 


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