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Replies to 'Debt'
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August 25, 2005, 5:37 pm PDT
 Quote From: renagade Hi Marcia - finally got my computer up an running and back online. I have been reading your logs. I feel very strongly that you are still beating yourself up over this finance problem. Stop it! Don't you know that when you fight with yourself - you always loose!!!
You have to calm down and take it one step at a time. If you foul up - ok - deal with it - don't beat yourself up. Some of the things you are doing I feel is ok, but others might be causing you mental anguish. True - it took time to get you where you were, but it's not going to be solved overnite - and I think that's what your trying to do.
Where is your biggest headache or problem - get that under control first - this seems to be your spending - do you REALLY know why you do it???
What are all the variables - list them. Rog I'm taking my finances really slow right now. When I tracked my daily spending in July and reviewed them at the beginning of this month, I was a little shocked by what I saw.
The doing the credit card consolidation and then writing the check to start it off was really hard for me. I kept looking to make mistakes and really make my finances ever worse. Or worse, life events just pulling a test on me.
But I did write the check to pay off the 1 credit card. It took me 2 days to get the energy & determination to do it. I still feel a little uneasy - isn't that crazy - but it's my mindset! I've been out of control for years & years. But I'm going to do it. I'm still using Suze Orman's steps now.
September is going to be really hard on me because REALITY is going to set in and I'm not going to be really happy about it. I got side wiped because I couldn't say no and it's going to hurt big time.
Marcia |
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