Replies to 'Debt'

I'm taking my finances really slow right now.  When I tracked my daily spending in July and reviewed them at the beginning of this month, I was a little shocked by what I saw.   

1. Like the 4-6 hour shopping sprees are exhausting. 
2. That I have 2 separate shopping lists (1 that I write down & the other that is written by my WHAT I'M DOING NOW.  So I made a list of everything my mind is working on ... I call them THOUGHTS IN MY HEAD list ...  after a couple of times, I saw a pattern emerge.  Now, I review the list when I go to Walmart or K-Mart or $ stores.   I have finally been able to behave myself at the grocery store!

The doing the credit card consolidation and then writing the check to start it off was really hard for me.  I kept looking to make mistakes and really make my finances ever worse.  Or worse, life events just pulling a test on me. 

But I did write the check to pay off the 1 credit card.  It took me 2 days to get the energy & determination to do it.  I still feel a little uneasy - isn't that crazy - but it's my mindset!  I've been out of control for years & years.  But I'm going to do it.  I'm still using Suze Orman's steps now. 

September is going to be really hard on me because REALITY is going to set in and I'm not going to be really happy about it.  I got side wiped because I couldn't say no and it's going to hurt big time.   

But I'm learning and that's the main key Rog - I'm going to tackle this fear and move on.  At least this fear isn't too bad.  It's not like I've really ever tried to tackle it so I don't have years of BEATING myself up because I'm a loser or something.  But it's difficult because I do feel stupid - I mean some of the steps are really common sense stuff and I don't know where mine went to. 

Marcia