Replies to 'Debt'

1.  Seeing How your past holds the key to your financial future.  She has 19 questions she wants you to answer and then have you think about your past.  It was a pretty good exercise for me because I do really well when I have to answer questions.   

2. Facing Your Fears and Creating New Truths.   

3.  Being Honest with Yourself.  I had to figure out what I had coming in and what I have going out.  Took me 2 months to be honest with myself. 

4.  Being Responsible to those you love.  Deals with wills & trusts; & insurances. 

5.  Being Respectiful of Yourself and Your Money.  I have to owe up to stuff like "do I spend money on people", "do I not return stuff to stores when I change my mind". Then it begins to teach me about 401ks & putting away for later.  And paying off my debt - I'm already working on that one.   

6. Trusting Yourself More than You Trust Others.  How to find a financial manager, the type of questions I need to ask, more stuff to learn about stocks & bonds.  And more importantly learning to trust my instincts. 

7.  Being Open to Receive All That You Are Meant to Have.  How I feel about money determines how open I am to receiving it. 

8.  Understanding the Ebb and FLow of the Money Cycle.  How to see the good when bad things happen.   

9.  Recognizing True Wealth.     

I really liked the first 3 steps because it opened me to looking and addressing my fears.  I had to spend time answering the questions and re-reading my answers to her exercises.   Luckily, I've done Self Matters & LIfe Strategies and it was rather easy for me until she told me to track my daily spending.  I have a will and so Step 4 is still unread.  I'm still working out handling my spending log.  The other keys are more into purchasing & getting into stocks & bonds. I still need basic help - so I chose to get another of her books:  The LAWS of MONEY -- she goes into more detail on how to cut back on my spending and get my day-to-day spending cut back.   The thing is, I don't know what questions I need to ask - but when I read it and at least attempt to do her exercise, I have something I can re-read until I work out the "fears/anxiety" this is causing me.  

Hell, my ex took care of the bills.  When we needed to fix the house, he would figure out how much I needed to give him to help defray the costs and I never really thought that credit card debt was bondage until I read it in her 2nd book.  I mean, I know it was like bondage, but when I read the word and associated the meaning to the word, I was shocked that was how I was living.  In bondage.