Yes even if you qualify for spenddown it will not currently help you. It is a big hassle.
I know I am in about the same boat. I am on rx and Medicare does not cover,Sometimes
my Doctors will give me samples. Which I appreciate greatly. Since Medicare does not
cover rx. The office calls are high and lab fees.
I do not go as often as I should and do not have as much done.
I do not have vision or dental.
I use to be so blessed with good insurance and a life of what I call
a princess (which through the abuse was easier at times)
I. Lost all that in the Divorce.
I see how hard it is for women to leave when they are
held down finacially. I know I am bettter now but it does
not seem that way.
That I fought hard and owe big for a lawyer. He had a better lawyer
and understood more of how to win and play dirty. He is a cold money
hungry stealer.Who left me destatute.
Money is a root of all evil.
It is easy for folks to not understand till they walk in our shoes.
No money and disabilities is a justly fear!
I went from a 350,000 home to a 1 bedroom apartment the size of my walk in bathroom
and walk in closet.Lol
It happened in a morning when I woke up and he cleaned out my accounts.
Dont be foolish enough to think this can never happen to you that read this
IT CAN!
I understand your pain and fear.
Life is not fair and there is no one out there that help the folks
with little above poverty. Especially a woman..
They say oh I wish I could help you and that is too sad or bad.
and go on without missing a beat.
What is this country so selfish and helping foreigners instead
of the hurting in USA.
It is hard enough to make it on car insurance,renters insurance,food,rent,utilities
It keeps going UP!
I am thankful but i also am worn out fighting to survive!
People at minimum wages work 1 hour for a tank of gas,1 hour for gallon milk,
1 hour for a baconater hamburger at Wendys.
Something is wrong with this picture!
Pray hard , Work hard,but remember the most..Play hard too
or you will become hard!
It is a tough time but remember this too we shall pass.
We will make it,Be creative and do not let your laughter
become silent. :)
dotty of oz1