Replies to 'Debt'

The very first thing to realize for yourself is this: it doesnt matter who is the president of this country. Blaming our president is a cop out- big time. Since your are going through bankruptcy and also unemployed, who is paying your legal fees, taxes and many of the other debts that can’t be discharged through bankruptcy?

What is stopping you from finding work of any kind just have money coming in. My assessment has always been that many business owners (large and small) have a difficult time finding good, productive workers and people complain that they can’t get a job. If I was to the point where I had to survive, pay my bills and keep a roof over my head, I would work three or four part-time jobs (of anykind) to keep an income flowing and also to keep my self respect up. I would also find a way to cater to the needs and expectations of any company willing to hire me, by displaying an attitude that I’m the worker that they really need. Sitting around waiting for a perfect job, sometimes is waste of time, because it only does one thing to you and it kills your self esteem- everytime you get a NO or not even a response. I don’t know what you do for living, but surely the skills you know and have developed can be implemented into many differents kinds of jobs out there. It’s matter of your attitude and with the way your post reads –it sounds like you need to change it and stop blaming your state, and the president and start with focusing on YOU to change your financial situation.

It is a sad reality about why these financial problems are happneing to millions of Americans, and I believe that we have set ourselves up for it, by making the same mistakes over and over again with our spending habits. Maybe it’s time we all learn something new – which isn’t really new- but it’s called SAVING money and learning some very basic spending priorities and budgeting skills. Anyone has the capability of doing this and completely changing their financial situation. I did it. I’m still learning more about building a healthy financial future, along with my husband.

Karolina