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Replies to 'Divorce Support'

 
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worried
March 15, 2007, 8:34 am PDT

venus

Quote From: veenus

after 32 years of marriage, my husband spontaneously decided to leave and move back home to the Philippines  for good without discussing it first with me.  I was shocked and was hit hard when he told me that he is going back home for good.  He had a very good paying job as a contract computer programmer all these years. ' I also have a full time job and taking care of

other expenses in the house.  I don't like credit cards so I pay up my credit cards once I use them.  My husband told me that he is tired of working and paying bills.  Through the years, he was handling all our financials.  I trusted him that he was taking care of us.  Now I found out that we are in debt.  He does not want to work anymore.  Our home should have been paid for by now but he took 2 mortgage loans on it and he maxed out all credit cards of about $40K .  I asked him what he did to all the money and he told me that he put the money in the stock market.   He is not interested in living here anymore and he wants to sell our house to pay for all his debts that he created himself.  I refused to sell our home because of our family history in it and besides I still want to work, not ready to retire and go back home for nothing.   People back home wants to come to America to look for work.  He is doing the opposite.   I asked him about paying back his credit cards but he refused and he kept telling me that it will be paid once we sell our home.  So he left without paying his debts.  He is now back home for good and I found out the he still using the credit cards.  He is remodelling his mother's house back there cashing out from the credit cards that he took with him.  I am so afraid that I will be the one responsible for all his debts.  I want to get a divorce to put a stop on it but I love him so much to do it.  I don't know what else to do.  He might used up all the equity in my house and I would end up with nothing.  He is very selfish and only looking for his self-interest.  Please help me what to do.  I am having a hard time accepting that he is gone.  I am very scared.  I'm not used to being alone.  We have been together for 32 years and now he's gone and don't intend to come back. 

Wow: What a story? Your husband sounds like he is fed up and having a midlife crisis or something. You must run to an attorney and tell your story. You need big time legal advice.

If you are in a 50/50 state and someone files for divorce the state sees it as half of the assets for each person and half of the liabilities meaning debts. I see that you are in California. Find out if Calif. is a community property state or 50/50 state. If I were you and I am not I would get my name off of and cancel the credit cards that you have jointly with your husband. You need serious legal advice.

 
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quiet
March 15, 2007, 5:51 pm PDT

Debt

Quote From: veenus

after 32 years of marriage, my husband spontaneously decided to leave and move back home to the Philippines  for good without discussing it first with me.  I was shocked and was hit hard when he told me that he is going back home for good.  He had a very good paying job as a contract computer programmer all these years. ' I also have a full time job and taking care of

other expenses in the house.  I don't like credit cards so I pay up my credit cards once I use them.  My husband told me that he is tired of working and paying bills.  Through the years, he was handling all our financials.  I trusted him that he was taking care of us.  Now I found out that we are in debt.  He does not want to work anymore.  Our home should have been paid for by now but he took 2 mortgage loans on it and he maxed out all credit cards of about $40K .  I asked him what he did to all the money and he told me that he put the money in the stock market.   He is not interested in living here anymore and he wants to sell our house to pay for all his debts that he created himself.  I refused to sell our home because of our family history in it and besides I still want to work, not ready to retire and go back home for nothing.   People back home wants to come to America to look for work.  He is doing the opposite.   I asked him about paying back his credit cards but he refused and he kept telling me that it will be paid once we sell our home.  So he left without paying his debts.  He is now back home for good and I found out the he still using the credit cards.  He is remodelling his mother's house back there cashing out from the credit cards that he took with him.  I am so afraid that I will be the one responsible for all his debts.  I want to get a divorce to put a stop on it but I love him so much to do it.  I don't know what else to do.  He might used up all the equity in my house and I would end up with nothing.  He is very selfish and only looking for his self-interest.  Please help me what to do.  I am having a hard time accepting that he is gone.  I am very scared.  I'm not used to being alone.  We have been together for 32 years and now he's gone and don't intend to come back. 

 Any debt that you have not put your signature to is not, by law, your's. You can not be help legally liable to repay those debts. No debtor or debt collector can force you to repay that debt...though they will do their best to convince you you are in trouble if you don't. If the judge says you are married and therefore responsible for 1/2 assert and do everyhting possible to convince and show you didn't, that you had no knowledge of the debts he aquired and should not be held responsible for what he did behind your back and will likely run out on.
 


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