Quote From: hopeless1to say it plain and clear i'm in debt. my husband and i have been together for about 8 years. we've had our ups and downs with money but we always had extra and worked on ways to get our debts in line and worked on. then he decided he didn't have to work a "normal" job anymore. he decided he was going to become a "professional poker player". yes i said poker player. we fought about this constantly. but he thought i was out of line because he was paying the bills since he was winning. then came the dumper. while he was winning poker he was racking up football debts. i didn't know this because he didn't inform me. when he finally did...it was after he took credit cards that accounts were in my name and got cash advances out totalling $50,000. he says he knows he's done wrong and that he'll make it all better. everything seems to go up but my paycheck. how can i look at life on my own and take care of these debts?? we're behind on bills because of him. he doesn't get a steady job and everytime i talk to him about it we end up in a huge fight and he says that everything is money to me...blah blah blah. i have a little girl. and i want to get out of this hell so the creditors stop calling since they call to talk to me. it's frustrating since i work every day and i have to figure out how to get out of this when he put me in the situation and he doesn't seem to b helping out. okay...leave him. get child support...how? he isn't paying the support he owes for his other child. i have no one to go to. i just want to lift the weight and breath. if anyone can help i would appreciate your advice.
You can go to a bankruptcy lawyer and claim bankruptcy. Sounds like you wont get out from the debt with your job alone. Some lawyers dont cost that much. After that separate all you can from your husband. All monies, bank accounts, etc.etc. Get rid of all credit cards and the like and make sure hubby's name is not on any of them. If he has a gambling problem then its his problem and he alone can seek out help at aa and counseling. If he refuses then you have to decide whether or not to stay with him. If he cleans up his act with the gambling and proves himself to you then he can look for ways to make money. Doesnt necessarily have to be a regular job. He could look into owning a business or something he likes to do and go from there. There are ways to make money legally and safe without the regular grind of 9-5. He could look into things he likes, hobbies, etc. etc. and look into things with a counselor or a job coach and see ways to make money.
Good Luck