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August 10, 2007, 9:30 am PDT

kids and finances

Quote From: sue_me

Your spandex idea reminded me of an anecdote I heard once on the Dr Laura show.  A high school girl was habitually skipping school, so her Mom accompanied her to school - followed her into every class all day long - for a week or so.  When she gave her daughter another chance she skipped school again.  So the next time she accompanied her daughter to school, and the Mom was wearing fuzzy slippers, a bathrobe, and curlers in her hair!  One day of that permanently solved the problem. ha ha!

 

My husband and I took a financial class at our church called Financial Peace University, by radio personality Dave Ramsey.  It's the same info taught in Ramsey's book "The Total Money Makeover", however the class is better b/c you watch DVD's of Ramsey teaching the material and he is a very good motivational speaker.  If your son will go, you might pay for him to take the class, as a gift.  It's about $130, but well worth it.  When we took the class, we learned a lot.

Our son is 18 and just graduated from high school.  I think a little financial education on budgeting and record keeping would be good for him.  He knows how to do accounting...he took accounting in high school for two years...you'd think that he'd have enough sense to keep good records.  He'll be home for the weekend from his summer job at the YMCA camp...I am going to go over his checkbook with him, and teach him how to balance to the bank statement.  I hope that he has learned his lesson.  He's got to learn how the real world works...and in a hurry.

 

We went shopping for school supplies earlier in the week...I think we're mostly set.  At the end of the month, we'll get the clothes and shoes...want to wait until the last minute for those because both of the younger boys are growing like weeds.  We shop for jeans and tshirts at Value Village and Goodwill...we can get some good deals there and some nice clothes.  We don't buy anything that looks old or worn out...unless that is the look that they are going for.  We usually only buy one or two brand new shirts from a retail store...just not in the budget.  Our oldest son is pretty much set on his clothes, but he needs some new shoes that are comfortable...black dress shoes for school...he will get his chef's uniforms at school.

 

I went to school with my middle son for a few days at the beginning of last school year...not as a punishment...just to get a feel for his classes...this year, I'll touch bases with the teachers by email.  I already know most of them because my oldest son had them.  I want our middle son to take responsibility for his homework...but I WILL keep the spandex handy...just in case...I hope not to have to sit with him, prodding him to keep doing his work...we'll see how it goes...maybe he will have matured a bit over the summer...we can only hope.

 

Our youngest son has always done his homework without any prompting...many times doing it on the bus ride home...this year, he is at a new school (moving up to the intermediate school), and he won't have a long bus ride...we'll have to make sure that he continues good study habits.  In addition to the homework, the kids are expected to read a lot...they have the Accelerated Reading program at our school district, where the kids read a book, and then take a test on it.  They get points according to how well they do on the test and how advanced the books are.  They have a minimum amount of points that they are required to achieve every trimester.  It is part of their Language Arts grade. 

 

Well, on to my day...Becky

 


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