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July 28, 2005, 10:50 am PDT
Keep your chin up!
Quote From: ntyce25Hello all,
I'm new to this, but i've been reading some of your issues and i can seriously relate to you. I'm young and just now getting out on my own. Last year, i finally got myself out of debt with CC's and that was such a wonderful feeling. I was able to purchase my first car and start putting money away in savings, Life was finally looking up to me. Recently, my job transferred me to another location and i had to move to Texas from VA. That was a very big move for me. I got a raise in pay, but it's still not enough to make ends meet. Now, i'm back at living pay check to pay check. Having to rob peter to pay paul. I'm really worried that i'm going to fall flat on my face. I got back into CC debt because I have all of these new expenses that i didn't have before i moved. Plus TX is very expensive to live in compared to Virginia. That i did not know when i moved here. I'm trying to find ways to make some extra money, but with the type of job i have, it's not possible to work anywhere else part time. Now, i find myself stressed out, crabby all the time, frustrated, and any other emotion that you can think of. If anyone have any advise for a young female just starting out, i would greatly appreciate it. As Patsy Cline said to all working girls, "Keep your chin up and your skirt down!" You will get ahead. You just need to give yourself a little break from worrying about money all the time. Have you called your creditors to tell them what is going on? Can they give you a break on interest, or lower your payments for a while until you get settled? Don't try to get an extra job right now- just keep concnetrating on NOT buying stuff, NOT grabbing something at the deli rather than making supper at home, NOT grabbing a latte on the way to work and making a coffee at home instead. Its tougher, too, because right now, you probably don't know a lot of people in the new place, and loneliness makes everything harder. Keep plugging and keep going- the only way you don't succeed is when you stop.......Queenie
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