Thanks to financial, Christian wiz DAVE RAMSEY, after 18 years of marriage my husband and I are FINALLY debt-free. It is so freeing...so empowering...so wonderful not to have to worry about money. We make our money work for us now and we know where it is going. We're able to give more to charity (we've always given plenty, but now we can give and give and give).
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My friend won the Maine lottery. Within one year, she had bill collectors calling. Unless people have common sense and discipline, getting a large chunk of money will ALWAYS bring problems.
We are in a society that worships the almighty dollar and falsely believes that money equals happiess. Unless a person is happy already (along w/ being mature), money will do nothing good. It's a curse.
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Not living beyond ones means, getting and education, working hard to earn more, saving whenever possible and not indulging in INSTANT GRATIFICATION will lead to both happiness and success.
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What kind of role models are we to our children when we rack up credit card debt and give in to all our wants? We're LOUSY role models!
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Our children will be signed up for a Dave Ramsey junior class in the spring, even though we already have their college education paid for (thanks to relatives and to savings). They know (from us) how bad credit cards are. If you don't have the cash, don't buy it. Even the Bible talks about us being "slaves" to our "owners" with regard to debt. When will all of us learn that keeping up with the Jones' means being in debt and being very immature and shallow!
