Quote From: redfeathersI'm 20 years old and I still live with my parents while I go to school. My boyfriend has been living with us as well for more than a year. Last November, we almost moved out, and would have if the landlord hadn't pulled something illegal.
Anyway, I'm worried about making rent because, though I love my boyfriend more than anything, he isn't very careful with his money. Before the schedualed move-in date in November, I had to convince him not to buy a new car, because he would have been making about $650 a month, and owing about $700. I was also going to have to front his half of the rent for the first month.
I really want to get out of my parents house, and I really want to have our own place, but I'm worried about whether he'll be able to afford it.
I'd be worried as well if I were you.
He's obviously not responsible enough at this point to be sharing an apartment with you right now. Moving out together I'm sure sounds great but realistically you guys can not afford it right now. Before taking that step both of you should have good steady employment with money in the bank for the unexpected. Not all people are naturally good with money, some need to be taught. Living paycheck to paycheck is no way to live, you both should have at least a minumum of 6 months worth of "expenses" in the bank before you sign any lease as a "slush fund" for those incidentals that will pop up. That way in case either one of you lose your job you can use that money to pay your bills and you don't have to borrow from one another to cover expenses.
In this day and age your credit report must stay completely clean, no late payments or missed payments for rent, credit cards and loans etc. . Until both of you have a few thousand dollars in the bank for savings don't even consider moving out.
