Replies to '03/05 Identity Theft, Part 2'

I got married in 2001. three months later, my mom called me up and told me that  she was 100 days late paying on my credit cards...I say my cards because they were in my name.  I'll start from the beginning. Mom had started building my credit up for me by taking out credit cards in my name when I was much younger and she paid on them faithfully. I understand that it was all for good intention, she didn't want me to struggle building my credit up on my own; HOWEVER, I was marrying a guy she didn't like when I still had one semester of school left, which she also didn't like because she honestly didn't think I would finish.  So she calls me up three months after I got married and tells me that the bills are very late and basically dumps it all off onto me. It was over 22,000 worth of debt that she racked up! I worked two jobs every summer during college to AVOID using the things because I know how dangerous they are.  Anyways, I used one of them once to pay for my GRE which was a wopping 100 dollars?  I think I may have used the other for books once or twice.  My point being that I may have spent 800 dollars total since I had them.  Plus, she always said that she would be responsible for all the debt that she put on there and I put on there since it was her only way of helping me in school. So I had all this debt as a newly wed that didn't even belong to me and because of it, I couldn't go to graduate school, I couldn't buy a house for the first three years I was married, and I couldn't even start a family until six years after we were married! That's how long it took for us to recover from it all.  I have forgiven my mother and in spite of my husband's anger, I didn't sue her; I just let it go. If she ever did it again, I would have to sue her for sure; she almost ruined my life. My life was put on hold and we had to live hand to mouth for a very long time. I will always believe that she put it back on me to see if my husband and I would get a divorce which almost worked; I feel that if I hadn't of married him, she wouldn't have done that. And as far as school goes, she didn't contribute a dime to help me since the debt I spent on the credit cards ( again she said she would pay for to help me out), I ended up paying for anyways. She did end up paying for half of the principle on the cards but didn't help with interest. So my husband and I still had to pay over 12 grand. I love my mother but she has and always will have a control problem. I'm recovered from the debt, but I still haven't been able to go back to school which has always been imortant for me; I'm too busy paying for my undergrad degree and working two jobs to help take care of my son. I'll go back eventually.

I got married in 2001. three months later, my mom called me up and told me that  she was 100 days late paying on my credit cards...I say my cards because they were in my name.  I'll start from the beginning. Mom had started building my credit up for me by taking out credit cards in my name when I was much younger and she paid on them faithfully. I understand that it was all for good intention, she didn't want me to struggle building my credit up on my own; HOWEVER, I was marrying a guy she didn't like when I still had one semester of school left, which she also didn't like because she honestly didn't think I would finish.  So she calls me up three months after I got married and tells me that the bills are very late and basically dumps it all off onto me. It was over 22,000 worth of debt that she racked up! I worked two jobs every summer during college to AVOID using the things because I know how dangerous they are.  Anyways, I used one of them once to pay for my GRE which was a wopping 100 dollars?  I think I may have used the other for books once or twice.  My point being that I may have spent 800 dollars total since I had them.  Plus, she always said that she would be responsible for all the debt that she put on there and I put on there since it was her only way of helping me in school. So I had all this debt as a newly wed that didn't even belong to me and because of it, I couldn't go to graduate school, I couldn't buy a house for the first three years I was married, and I couldn't even start a family until six years after we were married! That's how long it took for us to recover from it all.  I have forgiven my mother and in spite of my husband's anger, I didn't sue her; I just let it go. If she ever did it again, I would have to sue her for sure; she almost ruined my life. My life was put on hold and we had to live hand to mouth for a very long time. I will always believe that she put it back on me to see if my husband and I would get a divorce which almost worked; I feel that if I hadn't of married him, she wouldn't have done that. And as far as school goes, she didn't contribute a dime to help me since the debt I spent on the credit cards ( again she said she would pay for to help me out), I ended up paying for anyways. She did end up paying for half of the principle on the cards but didn't help with interest. So my husband and I still had to pay over 12 grand. I love my mother but she has and always will have a control problem. I'm recovered from the debt, but I still haven't been able to go back to school which has always been imortant for me; I'm too busy paying for my undergrad degree and working two jobs to help take care of my son. I'll go back eventually.