Quote From: sploozyI was watching that woman and man going through hell over their finances because she was bringing them to the brink of disaster because she thought she could be a famous singer. First of all..she doesnt have "it". She has a commonly good voice that you can find at any Karaoke contest across our nation. She does not have that magical sound that gets people famous. Plus, she is too old. Young people are what is happening out there. She passed her "window'" But her talent, or lack of it is the main thing. She does not have that good a voice to become famous. 
But here is my statement. I had the same life. Not because I wanted to be a singer, but for other reasons. My husband sat helplessly on the other side of our kitchen table with that same hang dog look while I was on the other side ranting and raving. I made his life hell. I ran things. I was a total bitch and our bank account was my one and only worry. Even though I was aiding in our demise, I was calling the bank every day, making sure we had no bounced checks. We were going from one payday loan place to the other...it was hell. Well, unbeknownst to me, one day my husband got laid off and he was too terrified to face my wrath and tell me so you know what he started to do? He robbed 14 banks over the period of 6 months. Yep....I had no idea. But all of a sudden, we weren't in debt anymore. I thought he was making really good over time. He got his job back and was working and then when other guys were getting together after work to have a cold beer...my old man was hitting a bank on the way home. I had absolutely no idea until one day there was a message on our voice mail that said, "Oh Honey, I dont know how to tell you this, but I am at the FBI and I have just been arrested for bank robbery. I am so sorry and I will be in touch with you and help you get through this. I am so sorry. I just didnt want to see you cry anymore". 
 
So Missy...you be careful about how you make your man feel. Mine was earning $32.50 an hour drivinkg heavy equipment and bringing home over a thousand a week and it wasn't enough...and he was doing all he could do. Now dont get me wrong. I am not condoning at all what he did...but I have to look at my part in this and he is a man and he felt his pride being taken away from him and he couldnt provide a life for us...so he did what he did and he fixed it...until the sick fantasy ended and he went to prison and I lost every thing...... 
 
Budget, stay with in it and dont go after pipe dreams. She needs an honest friend to tell her that her voice is not worthy of all of this hell. She isnt' going to "Make it big"...she dont have the chops. I love to sing too and I have a great voice. I got to do some recording and performing. But I am realistic, I know that I am just so good, not top of the heap good...neither is she. 
 
ok, have a nice day kids. 
 
sploozy 
I have to agree. I have a lot of talent for singing, but wont let it demise my family. I have a wonderful significant other who works for pennies compared to most but we make it work. I think that in order for you to have a healthy happy relationship, you need to at least get out there and find a job and make singing your hobby. If you love it so much, go to the local bar for Kareoke night and sing for that, because you will make the same ammount you are now too.
You at least have to contrinbute a little bit of cash flow, especially since your husband has done everything he can to help get your dream off the road, but if it was supposed to happen, it would have and will, but not because you spent $83,000 trying to get there. Join a band to play wedding gigs to pay off some of what you owe, but also keep in mind that only so many people get married and demand country western groups to perform. I think that if you are going to complain about finances, you should try to make it easier before you yell.
I handle the checkbook in our house too. All I ask my boyfriend to do is deposit his check and take out money for gas and some for me for groceries. We live within our means, and although he thinks I have a voice to "make it big", it is not something I am willing to risk. If I never make it big, at least I know that my family was taken care of and never in need.
To argue about money is pointless. If you need a little more, you figure out a way to get that little bit more. If you make so much you dont know what to do with it, donate it to a worthy cause, or put it away for a rainy day. My boyfriend and I are open and honest with our bills and our spending that we have yet to argue period, not just about finances.
We were having a really rough time last year trying to pay off our bills. By October, I will be debt free and will start working on his debts. I think that in order to be above water, you have to spend what you can afford. I have cable after 2 years without it, but as long as I can still get my Dr. Phil fix in daily, then I dont need it. It is a plus. So are brand name foods, the internet, the long distance phone service, and most importantly, studio time for a chance you wont make it.
I just wanted to ask her, What would you do if you dont make it, and all you have to show for you life, youre children, and grandchildren, is debt upon debt. Not making ends meet? It sucks to be pesimistic, and I do commend her on being honest and open with her dreams and her confidence in herself, but what about unplanned expenses? What if the car broke down on the way to a show? Then what would she do? Charge it and worry about it later?
That is the problem with credit cards and charge cards. It is the reason I dont have one. If I cannot afford the full ammount in cash, then I do without. Building up credit is a wonderful thing. It helps you get loans for things you need, ie cars, houses, educations, but at what cost do you build your credit so that within your lifetime, you cannot afford to pay it all off?
I hope she does make it big so that they are not divorced and trying to pay for those proceedings along with all those bills, because how will they pay for all that?!
Well, i guess I have said my piece on that... I am going to look for other things to comment on...
butterphil