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Topic : 12/21 One Paycheck Away

Number of Replies: 771
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Created on : Thursday, October 05, 2006, 04:42:21 pm
Author : DrPhilBoard1
(Original Air Date: 10/11/06) Did you know that your financial decisions could land you on the street?  Are you one paycheck away from disaster? Stacey has two children and one on the way, and she says she is close to being homeless and it's the fault of her kids’ deadbeat dads, and her parents who have cut her off. Stacey's ex-husband, Pete, says their son would be better off living with him. So, why does he refuse to pay child support? And, see what Dr. Phil provides for Stacey to help get her life back on track. Then, a hidden camera experiment shows how people really treat the homeless on the streets. And, meet a family who was living paycheck-to-paycheck when the money stopped coming in, leaving them homeless. Manuel and Heather and their four children have been living cramped in their RV for the last year, where they have no electricity and must take showers at public beaches. The difficult circumstances are taking a huge toll on their family, especially the children. How did they end up in this situation? Dr. Phil makes an important, life-changing announcement to the family. Share your thoughts here.

Find out what happpened on the show.

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October 11, 2006, 7:47 am PDT

BLENDED FAMILY

I HAVE 4 CHILDREN IN MY HOME.WE BOTH HAVE 2 AND THERE IS THREE OTHER PARENTS WHO DO NOT EVEN SEE THESE KIDS. MY HUSBAND WORKS HARD AND WE MAKE IT BUT IT WOULD HELP IF OTHERS DONE SOME OF THE WORK IT REQUIRES TO SEE THAT THESE CHILDREN ARE TAKEN CARE OF. WE (MY HUSBAND AND MYSELF) DO ALL THE WORK. THE OTHER PARENTS ARE TO BUSY TO EVEN GIVE THEM A PHONE CALL.. ALSO NO ONE PAYS ANY SUPPORT.THERE ARE COURT ORDERS FOR HIS CHILDREN BUT SHE (THE MOTHER) HAS NEVER PAID. I HAVE A COURT ORDER FOR MY OLDEST WHICH IS 15,000 BEHIND. MY YOUNGEST CHILD IS THE ONLY ONE THAT EVEN SEES HIS FATHER BUT HE PAYS NO CERTAIN AMOUNT BECAUSE HE HELPS OUT AND HE IS DISABLED. THE  PROBLEM IS THESE PEOPLE KEEP HAVING CHILDREN. MY CHILDS AGES ARE 14-6 HIS ARE 17-12.  ALSO I WOULD LIKE TO KNOW WHAT PEOPLE THINK ABOUT DEADBEAT MOMS??
 
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October 11, 2006, 8:02 am PDT

child support

I believe that people have a right to know where their money is going to. I am a woman and if I had to pay child support I would want to know where it was going. Is it going to my child or is it going to my x-husband to pay for his wants? I beleive the law shoud be changed and the one who is paying should get a monthly printout or reciepts showing that the money was spent on the child and not for a new blouse or suit for the adult recieving the money. I also want to make a statement on the homeless people. No one knows their situation and what has brought them to the point where they are. No one knows where we can all be the next week or day we are given on this earth. We all have homes and clothes and food by the grace of God. He has given us the good health and opportunity to work and to be able to have these things. People shouldn't judge others who are out on the street. You don't know their situation. I agree that there are people out there that are lazy and don't want to work but I just don't understand why anyone would WANT to live on the street. God bless you all. Have a great day.
 
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October 11, 2006, 8:06 am PDT

10/11 One Paycheck Away

Quote From: leeanna

Everyone in our society is given the opportunity to educate themselves. Yes, everyone, even the poor. Yet, many do not choose this path and soon find themselves in dire circumstances: low-paying jobs, no insurance, too many babies, no car, no home, no food. Do they now cry "foul"? Many will argue that they were unable to get a decent education and to that I say B.S. Anyone can get an education if they truly want one and are willing to dedicate themselves to doing so. For anyone in our society who is willing to better themselves, there is help.

I know this might sound hard and selfish, BUT....Why should those who have sacrificed and made the right choices in life be continually burdened with the load of those who have not? Is this fair?

 

 How true!!  Life has not always been easy for me either but I too believe that if you really want to you can pull yourself out of most anything.  I'm a firm believer in the statement "you determine your own destiny".  Also, I might add that I was recently interested in further schooling but since my husband and I make "too much money" I didn't qualify for any Grants or help.  It's the poor with 5 too many children that qualify for the free education, not the hard working class people.  There are no excuses!

 
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October 11, 2006, 8:14 am PDT

Chid Support

My husband pays child support to a daughter who he doesn't see.  It is her choice not to come around.  However, according to my step-daughter the child support money that is paid is used for her mom's recreational habits.  I think it's pretty sad that bank accounts aren't required to be opened for at least 1/2 of child support money to be put away for the child.  My step-daughters mother does not work at all and depends on the child support money to help her daily activities.  She is however married and her husband does work.  Anyway, I do in a way agree with the guest on today's show.  Parents that pay child support should know that the money they pay does go to their children and is not used to make "new" car payments or buy cigaretts/alcohol, pay for adult activities, etc.... The child/children should have a bank account set up so that money or at least 1/2 of it is set aside specifically for them to use after graduating from high school for a college education, or their wedding, or whatever "they" need it for.  Child support is just that, for the child, not the custodial parent!!!!
 

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October 11, 2006, 8:20 am PDT

10/11 One Paycheck Away

Quote From: labella226

Dr. Phil:

 

I'm sorry but I have no mercy for these homeless people in the streets who live off of all the working peoples' money.  Take a look at them, they have two good eyes, two good arms, legs and a mind.  There are so many jobs as cleaning bathrooms in public places, washing dishes in restaurants, sweeping park grounds, working in cemetaries, etc. There is no excuse for their decisions, they are just plain lazy and they know if they stand on a corner, people will give them money.  We as taxpayers are paying for this nonsense; we have to go out a bust our butts working to earn a small paycheck. I can't see and I never will give these people any money.  When they come up to my car, I tell them to "GO GET A JOB" and stop living off our money.  People don't realize it, but, a lot of these homeless people choose this life and if you were to investigate some of them, they have more money than the average worker, they own homes, cars, etc., but it is easier to collect off of us  TAX FREE!!  I don't feel any remorse for them!!!

 

Arlene from Florida

You have a great deal to learn about homelessness.

 

I will not deny that a small portion of this population may be the types who panhandle for a living, but the VAST majority do not fit this description.

 

Homelessness is something very personal to me as I experienced it as a young teenager when my mother lost her job. She was a single parent receiving very minimal child support from my father. We lived for a few weeks out of a car. It took several years before we were in a stable housing and employment situation again. It has had a long term impact on my life, even 20 years after the fact.

 

Most people are homeless short term (less than 3 months). These are usually due to loss of job, medical issues, etc. They are often not counted homeless due to the fact they stay with friends and family until they can get on their feet again. They are the lucky ones since they have resources and reserves to fall back on.

 

Some are homeless due to a bad domestic situation. Women with children have to flee to women's shelters due to abusive husbands, thousands of times daily. Often they have longer term housing issues as their abusers were the ones who controlled the money in their homes. It takes alot of courage for them to leave that situation without monetary resources, but its often a decision based on saving their lives. (Men can also experience this in reverse, but its much rarer that they would be without monetary resources).

 

Some are homeless due to things that could happen to everyone. Loss of job or longterm illness can devistate a family's resources. So the next time you see a family living on the streets, why don't you ask them what happened instead of screaming "GO GET A JOB".

 

Many of the long term homeless are mentally ill. They cannot hold steady employment due to this situation. They are in a catch 22. The courts have ruled that if someone is not a danger to themselves or to others, they cannot be held against their will for medical treatment. Without access to regular medical treatment, they will often not take their medications which are the only things that might let them live a regular life with steady employment. If they have no family or a family that has given up on them, they are left with very few options. Telling someone with paranoia or schizophrenia to "GO GET A JOB" is as useful as talking to a wall. It does no good.

 

Some of the long term homeless have addiction issues with drugs or alcohol. Many use these addictive substances to deal with underlying mental issues such as depression or bi-polar disorder. They might get locked in a drunk tank once in awhile, but long term prospects for homeless people with these addictions is not good unless they have families that care.

 

The fact that you see the homeless as lazy bums who secretly own cars and homes off of panhandling proceeds, says alot about the state of information in this country. Please educate yourself before you start spouting off nonesense.

 
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October 11, 2006, 8:40 am PDT

Stacey

Watching 7 mos. pregnant Stacey as she sat there looking miserable, I really had to wonder about the new baby. Will be loved, will it have a chance at a happy life, or will he or she just become another financial burden? The fact that Stacey thinks she deserves a brand new car while living off Mom and sleeping around without committment doesn't exactly show that she puts any child's well being first. It isn't good for any of her young children to see different men coming in and out of their mother's life.

 

I wondered why adoption to a loving 2 parent, stable family was never discussed? The new dad is "there" for her, in a way, but doesn't seem to be responsible. They both sound selfish about their wants, instead of thinking about what would be best for the new baby.

 
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October 11, 2006, 8:51 am PDT

Amazing!

I have viewed the show video and read through page after page of this "blog."  What I find most amazing is that all of the people, including the guests on the show, have internet service, knowledge of internet use and watch enough TV to know Dr. Phil might be able to help them.  I have no doubt most of these people hope that Dr. Phil's help will include some type of "freebie" or better yet, money.  If all of those on the show and writing on this board put hafl the effort into improving their life as they do in writing to Dr. Phil and whining for help, they would already be better off.

 

 

 
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October 11, 2006, 9:33 am PDT

Homeless

I live in Cincinnati and about two years ago a local editorial writer criticized homeless people living under a bridge, calling them an eyesore.  I could not imagine calling ones felloe human beigs eyesores.  My reaction was to call the Cincinnati Homeless Coaliton and Volunteer to educate myself onthe issue of homelessness.  I have been volunteering since and have gained a wealth of knowledge about the homeless from the homeless themselves.

 

One stereotype is that the homeless are dirty and look different from the rest of us.  Most homeless people are clean and take pride in their appearance.  There is  a shower house where the homeless can clean up and get clean clothes.  Most do not like to be dirty.  Those that do usually have a mental health illness.

 

The reason many homeless chose to live on the street is the local homeless shelter needs improvement.  Just yesterday a man in the coalition office said he would rather sllep in an alley thanstay at the shelter.  This is an issue that needs to be addressed.  Many of my homeless friends do not look forward to the cold winters when they are forced into the shelter.

 

Many of the homeless do work, they just don't make a living wage.  Dr. Phil's staff member earned $20 for an hour of panhandling.  This is far more than he could earn working in foodservice, day labor, or other "legitimate jobs."  We need to look at this as a problem.

 

There are many reasons why people end up homeless.  Divorce often leaves many homeless.  Men cannot pay child support and afford a place to live and therefore end up homeless at which time they loose their job.  They cannot pay any child support and end up incarcerated.  Menawhile the woman and her children may also end up homeless.  Couples cannot afford divorce unless they have a good salary.

 

Other reasons for homelessness include drug and alcohol addiction and mental illness.  Many of the homeless are military veterans with these issues.  Mental illnes and addictins are problems that exist in the larger society.  We have seen drug and alcohol problems in high provile entertainers and politicians but we do not demean them in the same way we do the homeless.  They can receive treatment at first class residential treatment centers.  The homeless receive treatment in a facility in the hart of the drug selling district and when they are released are given a room with drug deals being completed just outside their door.  The same is true with mental health issues.  I have suffered from my own battle with major depression and anxiety.   I had health insurance and a caring friend who took me to a Psychiatrist and therapist where I got the help I needed for my illness.  Many of the homeless receive no treatment or are only given an antidepressant medication with little continued care.

 

I consider the homeless my friends and hope they view me in the same way.  We as a society need to look for societal problems that contribute to homelessness in addition to individual issues.  We need to support living wage jobs, affordable housing, and universal health care, including mental health care, in our bountiful society.   I hope more people will educate themselves on the issue of homelessness and work to move our society toward ending it. 

 
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October 11, 2006, 9:35 am PDT

10/11 One Paycheck Away

Quote From: luv2help

I have viewed the show video and read through page after page of this "blog."  What I find most amazing is that all of the people, including the guests on the show, have internet service, knowledge of internet use and watch enough TV to know Dr. Phil might be able to help them.  I have no doubt most of these people hope that Dr. Phil's help will include some type of "freebie" or better yet, money.  If all of those on the show and writing on this board put hafl the effort into improving their life as they do in writing to Dr. Phil and whining for help, they would already be better off.

 

 

Free internet access is available at the public library which the homeless use.
 
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October 11, 2006, 9:42 am PDT

10/11 One Paycheck Away

Quote From: keeptryn

It isn't  easy living paycheck to paycheck. I am a single mom. Everytime I have gone to work for any length of time my child suffers. Not just from the lack of me being there- but from the lack of everything. Society in general looks down on people on welfare but maybe they should readjust their thinking. I am on welfare right now because if I work I will lose me and my child's healthcare (which isn't good to begin with), I will lose my housing because I get told that anything over 6.75 an hour is making too much money. When I was working I had to live with my parents because even with fulltime hours I was only making 828.00 dollars a month- 600.00 a month is what I had to pay so i could work. You do the math- 228.00 left over to try and feed, clothe, house and paybills is laughable- And i was told I was making too much money for help with anything. I would love to be working for a paycheck- I hate welfare and am depressed over being on it- but at this point it is the only way I can afford to be home with my child who has emotional disabilities- if I go to work right now me and my child will end up homeless and without insurance. I am beginning to detest people that are ignorant as to what it is like to try and survive working paycheck to paycheck- I am also irate with the views of people who say welfare mothers just need to get a job. If I could literally afford to work and be able to be there for my child then great- but that is not the reality for many- not just single moms but the population of the working class poor in general. When I have to choose between working or my child- i will choose my child. When my child was a baby I worked sometimes 70-90 hours a week just so I could have enough money to pay all my bills on top of a surgery my daughter needed that medicaid would not pay for- I had no insurance because dhs said I was making too much money at 5.15 an hour to get any help. This increased my childI's problems by me not being there- I am the only parent she has- her father is extremely violent and has injured her during supervised visit- She has postraumatic stress and abandonment issues- when I work my daughter regresses badly because I end up having to work sometimes 15-22 hours a day if I want to be able to pay the bills and provide food- not to mention counseling fees because my child ends up feeling abandoned by mommy because mommy is at work. If this government really wants people to be able to work and be independant than changes need to be made. Employers should respect the fact that parents first job is to their kids not their boss- One of my bosses actually expected me to leave my child when she was three home alone because the babysitter did not show up on time- he made it clear that if I did not do whatever I was fired. At that point I had not yet missed anyttime from work, I worked 44 hours in just two days, I had not had a day off whatsoever in three months at that point, so why the big deal? I ask if I was at work 22 hours- a day for two days a week then 12 hurs for three then 8 for 2 how was I being a mother too my child? My babysitter was raising her and I was burning myself out trying to provide.

I do not feel that the public in general understands what that does to our children when we expect the parents to work crazy hours just so we can have one paycheck to pay the sitter and one to pay bills. Parents that live together and both work suffer the same things- one will work one shift and the other another, then they are both stressed and tired trying to care for their kids or even themselves. An example of  another myth I have seen is that homeless people are lazy bums- wrong! I might not be totally correct on the stats but for example- 75% of the homeless population in newyork work 40 hours a week and have kids. something is really wrong in this country when working people are homeless, or when parents like me fear going to work for min. wage because it could mean loss of insurance and housing. I also challenge the public to talk to mothers and families on welfare- ask them if it were affordable for childcare and no loss of insurance would happen if they could go back to work - would they? I know I would and technically I do work- I volunteer and put in the hours I WOULD AT A REGULAR DAYTIME JOB- i

just don't lose my insurance or subsidy housing. I am also a children's minister at my church, I do not just sit and collect a check- I was asked why don't i just ask for pay- well teacher's aids only get minimum wage- but the state says that is too much money for subsidy and health insurance - even though it does not leave enoughmoney for food.

I am a single mother of 2 boys and I have always lived paycheck to paycheck. I worked 60 to 70 hrs a week so my kids could have what they needed because I brought them into this world and it is my responsibility to care for them financially and emotionally. I do not have sympathy for someone that decides to have a child then expects someone else to support them. We all make our choices in life and having a child knowing you have no way to support them is the most irresponsible thing anyone can do. Of course the fathers are supposed to help but ulitimately it falls to the person that made the decision to bring the child into the world. You obviously were struggling to support yourself before you had the baby so what made you think you could provide for a child. It makes me sick to watch people on welfare have child after child when they can't support themselves in the first place. Also moms that say they need to be home with their children instead of working are crazy. You only get that luxury if you have the money to do it not live off the money I pay into the system. So stop complaining that you can't get anything if you work because life isn't supposed to be a free ride. Maybe you should "volunteer" to support yourself and child on your own and stop blaming the government and society for what they haven't given you. 

 

Also I can't believe Dr. Phil would listen to the pathetic excuses of the RV family. I feel so bad for the children and they deserve alot better than parents that makes excuses for why they can't support their children and themselves. Putting your children through that should be a crime!!!  Dr. Phil why don't you send my kids and me some free stuff. People that help themselves should be the ones that benefit not lazy excuse making losers!

 
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