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Topic : 12/21 One Paycheck Away

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Created on : Thursday, October 05, 2006, 04:42:21 pm
Author : DrPhilBoard1
(Original Air Date: 10/11/06) Did you know that your financial decisions could land you on the street?  Are you one paycheck away from disaster? Stacey has two children and one on the way, and she says she is close to being homeless and it's the fault of her kids’ deadbeat dads, and her parents who have cut her off. Stacey's ex-husband, Pete, says their son would be better off living with him. So, why does he refuse to pay child support? And, see what Dr. Phil provides for Stacey to help get her life back on track. Then, a hidden camera experiment shows how people really treat the homeless on the streets. And, meet a family who was living paycheck-to-paycheck when the money stopped coming in, leaving them homeless. Manuel and Heather and their four children have been living cramped in their RV for the last year, where they have no electricity and must take showers at public beaches. The difficult circumstances are taking a huge toll on their family, especially the children. How did they end up in this situation? Dr. Phil makes an important, life-changing announcement to the family. Share your thoughts here.

Find out what happpened on the show.

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October 11, 2006, 9:46 am PDT

you're responsible for your giving not what is done with it

Quote From: grannyof4

I believe that people have a right to know where their money is going to. I am a woman and if I had to pay child support I would want to know where it was going. Is it going to my child or is it going to my x-husband to pay for his wants? I beleive the law shoud be changed and the one who is paying should get a monthly printout or reciepts showing that the money was spent on the child and not for a new blouse or suit for the adult recieving the money. I also want to make a statement on the homeless people. No one knows their situation and what has brought them to the point where they are. No one knows where we can all be the next week or day we are given on this earth. We all have homes and clothes and food by the grace of God. He has given us the good health and opportunity to work and to be able to have these things. People shouldn't judge others who are out on the street. You don't know their situation. I agree that there are people out there that are lazy and don't want to work but I just don't understand why anyone would WANT to live on the street. God bless you all. Have a great day.

While we all want to be sure our giving goes for good things and we should certainly do our best to see that it does.  Please remember this people.......God sees the heart of the giver, and that is all you are going to answer for,  you are not accountable for what the receiver does with it.

 

Be careful judging those in need, someone may judge you that way one day.

 
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October 11, 2006, 9:46 am PDT

Pete's wrong idea about child support

 Pete said he didn't think his support  money should go topay living expenses such as phone, rent, mortgage, or carpayment.  He couldn't be more mistaken - that's precisely whatchild support is for - maintaining a proper home for the child to livein and deferring the living expenses of the custodial parent.

He seems to think child support belongs to the child.  It does not.  It is not an allowance for the child.  He thinks thatchild support is only for food and clothing oreducation/entertainment  expenses for the specific child. Wrong.  It's to defer the cost of raising a child and help thecustodial parent maintain a proper home for the child. The spending ofthe money is in the discretion of the parent or guardian who receivesthe support money.  Only in situations where the parent is failingto maintain a proper home will the court interfere in the discretion ofthe parent/guardian receiving the money.  (e.g., a drug-addicted mother spending the money on crack will have the childand the support taken away from her. )   No judge will let you off the hook for support based on the idea that she is using the money forthe support of the general houselhold. A mother who uses support moneyto maintain the household is absolutely using the moneyproperly.  That even extends to purchases of personal items for herself.  

Pete is in contempt of the court order.  I hope he goes to jail if he continues to refuse to meet his obligation.

 I can not believe a lawyer has not explained this to Pete. He may object to the law, but I think he is simply ignorant of thelaw.  He has a wrong idea that his money is some sort of personalallowance for the child and belongs to the child.  It is mostcertainly not.
 
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October 11, 2006, 9:49 am PDT

Watching TV is not a job!!!!

Quote From: susan9032

Free internet access is available at the public library which the homeless use.

I agree totally!! I barely have time to watch TV. I read the Dr. Phil show at work while I am eating my lunch.

 
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October 11, 2006, 9:56 am PDT

technical issue - formatting problem

Quote From: swchick

 Pete said he didn't think his support  money should go topay living expenses such as phone, rent, mortgage, or carpayment.  He couldn't be more mistaken - that's precisely whatchild support is for - maintaining a proper home for the child to livein and deferring the living expenses of the custodial parent.

He seems to think child support belongs to the child.  It does not.  It is not an allowance for the child.  He thinks thatchild support is only for food and clothing oreducation/entertainment  expenses for the specific child. Wrong.  It's to defer the cost of raising a child and help thecustodial parent maintain a proper home for the child. The spending ofthe money is in the discretion of the parent or guardian who receivesthe support money.  Only in situations where the parent is failingto maintain a proper home will the court interfere in the discretion ofthe parent/guardian receiving the money.  (e.g., a drug-addicted mother spending the money on crack will have the childand the support taken away from her. )   No judge will let you off the hook for support based on the idea that she is using the money forthe support of the general houselhold. A mother who uses support moneyto maintain the household is absolutely using the moneyproperly.  That even extends to purchases of personal items for herself.  

Pete is in contempt of the court order.  I hope he goes to jail if he continues to refuse to meet his obligation.

 I can not believe a lawyer has not explained this to Pete. He may object to the law, but I think he is simply ignorant of thelaw.  He has a wrong idea that his money is some sort of personalallowance for the child and belongs to the child.  It is mostcertainly not.
 The text editor is apparently running words together, even though they have been typed with the proper spaces.   I'm not sure what could be causing this formatting problem, but it happens every time I edit a previewed post.
 
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October 11, 2006, 10:06 am PDT

I wish they had used a better example

I wish that they had chosen a dad with more credibility than the one they did pick. Child support (in CA at least) isn't always appropriate,  I know of too many fathers including my brother in law who are ordered to pay so much child support that they are destitude and can't afford to support themselves after the court has taken their money. They are then also expected to pay 1/2 of all medical, 1/2 of all activities, etc. How is that fair to a child to have to see their dad mearly existing? what if there was a better way to provide for the children than taking money from one parent and giving it to the other?

 

My brother in law's ex-wife still gets child support and is in contempt of cout for moving with them and not telling him where she is. Yet, the money still goes even though the court will do nothing to help him.

 

the whole system is broken and all this deadbeat dad did was fuel the fire against fathers instead of exposing the reality of what a divorce can do to a dad

 
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October 11, 2006, 10:41 am PDT

10/11 One Paycheck Away

There are so many reasons people can end up homeless and losing everything. My husband and I have always lived paycheck to paycheck,but through education we are hoping to overcome this. Things do happen that you can't plan for. We have had one of the hardest years recently in our marriage. My husband had major surgery and needed help doing daily tasks that we take for granted everyday. We received help that got us through. Then he became ill again and we received the help that we needed to get through. There are times that even though you work hard you need help.  Yes, I agree there are people who abuse welfare benefits. I will admit that, but there are alot of people who need help for only a short time until they get on their feet again

 

 

 
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October 11, 2006, 10:44 am PDT

These are not needy people

The cases on Dr. Phil's show today are not of truly needy people due to out of control circumstances but rather people who have made stupid choices.
Of course Stacy is now "needy" but it was all her own doing.  She has control over her own
body(and reproductive system) doesn't she?  I don't think anybody can dispute that. 
With the first 2 kids, maybe luck was not with her(she was married for 4 years after all).
BUT the 3rd one?? IS inexcusable!! She should have closed shop after the 2nd child and the
2nd relationship failed. She is not  a young ignorant teen either.  Birth control is sooo easy. I  don't understand why there's even a show about her and her plight - a better show would be "how to be smart about life".
 
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October 11, 2006, 10:52 am PDT

Non Paying Child Support-Not destitute

 I have question along these lines. My children's father was ordered 10 years ago to pay 586.00 a month. Not much for three children ( one this year a senior in high school) and of course he doesn't pay. He also pops in and out of the kid's life. My question really isn't about money the state of Washington is doing what they can, he doesn't have assets in his name, he works 'under the table' and hasn't filed taxes since 1996- he is a loser.  I am remarried my children aren't starving, we are fine financially without his measly 500 a month. However, what is the effect on the children? Knowing their father would rather not see them, because ' it costs him too much money'. Popping in and out of their lives ever 3-4 years or so because of guilt. Lies to them, promises to return and than doesn't? I thought if my husband and myself give them a good stable home, it would be enough, but somehow I don't think it is. How do his actions really affect them? Are we enough? Could there be abandoment issues lurking? They are all honor roll students, senior preparing for a successful college career in chemical engineering, socially active, active in our community etc. But......how can I help with possible negative reactions to because of the natural father? He also has stated that he would relinquish parental rights to 'get out from under' the 60,000.00 past due? Is that something I should do? Thank you in advance for listening.
 
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October 11, 2006, 10:56 am PDT

Let sthe new baby be adopted

Stacy's life is an absolute train wreck, why didn't someone suggest that she allow the  unborn baby to be adopted into a stable two parent home rather than subject another innocent child to this chaos, don't preach to me about child support either. Stacy is obliviously a HORRIBLE decision maker.  If I were in her shoes, I would have had my tubes tied after the second child to insure that another child didn't suffer.

I do think that her ex husband is a slimy worm that is trying to dodge his responsibily by the way

 

 

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October 11, 2006, 10:57 am PDT

10/11 One Paycheck Away

Quote From: susan9032

Free internet access is available at the public library which the homeless use.

It's also available at home. I know some who will use those "free trial period" disks they get in the mail, at the local store, so on. You can "travel" from account to account. It's a pain but it is very possible.

 

Plus, some may have family or friends that will allow them to do at least that, use their computer.

 

Computer access is not something you can make assumptions on these days.

 
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