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Topic : 12/21 One Paycheck Away

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Created on : Thursday, October 05, 2006, 04:42:21 pm
Author : DrPhilBoard1
(Original Air Date: 10/11/06) Did you know that your financial decisions could land you on the street?  Are you one paycheck away from disaster? Stacey has two children and one on the way, and she says she is close to being homeless and it's the fault of her kids’ deadbeat dads, and her parents who have cut her off. Stacey's ex-husband, Pete, says their son would be better off living with him. So, why does he refuse to pay child support? And, see what Dr. Phil provides for Stacey to help get her life back on track. Then, a hidden camera experiment shows how people really treat the homeless on the streets. And, meet a family who was living paycheck-to-paycheck when the money stopped coming in, leaving them homeless. Manuel and Heather and their four children have been living cramped in their RV for the last year, where they have no electricity and must take showers at public beaches. The difficult circumstances are taking a huge toll on their family, especially the children. How did they end up in this situation? Dr. Phil makes an important, life-changing announcement to the family. Share your thoughts here.

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January 5, 2007, 8:53 am PST

12/21 One Paycheck Away

Quote From: powers009

You still have not answered the question where is the middle ground when the ex has attacked his child. Where is the middle ground when he denied his child to his child. I don't see where the high road is. I have taken it for sometime now. I bite my tongue for the benefit of my child. I don't say bad things about his father I don't have to tell him bad things. His past experiences have spoken loud and clear. I refuse to color his thoughts with the bad blood there is between his father and I. He has enough bad experiences with his father to color his thoughts I don't have to supply mine.

 

You see my ex does not feel like he should pay child support at all. He thinks that just because our child is with me he does not have to pay any child support. I have never taken anything from my child and if he would be truthful about it he would tell you the same thing. I put my child first always have and always will. Maybe your solution has worked for some but I don't think it is going to work for all. I think it would be a bad situation to have the custodial parent answering to the noncustodial parent on how they have spent the child support. Maybe if there could be a mediator or someone that both felt secure with it might be a better solution. But not every dime is going to go directly to the child. There are times child support is going to be used for gas for the car or repairs or other household needs. In my case my ex would baulk at that. He would never want me to use child support to buy gas or pay an electric bill. If it benefits me in anyway even though it benefits our child he would want to cut support off.

I can't answer the question of where the middle ground is in your situation because as I have stated before there is only your version of the facts and your perception of his feelings and attitutes about the situation. Until a mediator such as myself speaks to both parties and can determine the real causes of behaviors and actions no plan can be developed and no healing can begin. I never purported that this solution would be right for everyone but the current system certainly isn't either. My question to you would be if you had no children where would the money come from to pay the electric bill or fill up your car? This solution does not make the custodial parent accountable to the non custodial for where the money is spent. With a budget and the money contributed by both parents the child's needs are covered and isn't that the goal? It insures that both parents are contributing their share to the child's needs. If you want to account into the budget an allottment for electricity and gas then that is appropriate. But if he has contributed to cover the costs of the child's use and you still can't pay the bill why is that his responsibility? If the ex is paying his share for the child's needs where is your complaint?
 
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January 6, 2007, 11:50 am PST

12/21 One Paycheck Away

Quote From: soonerbabe

I can't answer the question of where the middle ground is in your situation because as I have stated before there is only your version of the facts and your perception of his feelings and attitutes about the situation. Until a mediator such as myself speaks to both parties and can determine the real causes of behaviors and actions no plan can be developed and no healing can begin. I never purported that this solution would be right for everyone but the current system certainly isn't either. My question to you would be if you had no children where would the money come from to pay the electric bill or fill up your car? This solution does not make the custodial parent accountable to the non custodial for where the money is spent. With a budget and the money contributed by both parents the child's needs are covered and isn't that the goal? It insures that both parents are contributing their share to the child's needs. If you want to account into the budget an allottment for electricity and gas then that is appropriate. But if he has contributed to cover the costs of the child's use and you still can't pay the bill why is that his responsibility? If the ex is paying his share for the child's needs where is your complaint?
Isn't the custodial parent already contributing to the child's needs without having to put money into an account? It makes no sense for the custodial parent to put money into an account when their money already goes to taking care of the child. Also money for the car or electric bill would still be paid for by the person using it but there would not be as much paid if the person were alone. As far as a mediator been there done that all he wanted to do was blame me for everything nothing could be worked out because he could not accept the fact that he had blame in the dissolution of the marriage. I might not have been perfect no one is but I did not make him abuse. I did not make him cheat. I did not make him drink. He was an adult he made those choices and so I made a choice and I left.
 
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January 6, 2007, 6:39 pm PST

is the RV famliy on this board?

i would love to talk to the wife... I was her... that could have been me....  anyway just wondering if they are here on the board before i type any more...
 
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January 14, 2007, 7:39 am PST

Father's need to unite

Quote From: powers009

Maybe the reason why Dr. Phil didn't offer Pete primary custodian and an apartment is maybe and this is just a thought Pete only wants custody to stick it to his sons mother. Maybe it is a revenge tactic. Who knows. Maybe he wants to be a father but if he truly did than he would be paying the child support he was ordered to and he would be taking care of his son. He would not be withholding moneys he knows his child needs. He is just playing childish games trying to hurt his ex when in the long run the one he hurts the most is his son.
It's very sad that the children are the one's that get stuck in the middle of parents behaving badly.  I don't disagree that this man should have been paying some sort of support, however, it's clear that his ex wife is playing the system and not contributing to the support of her youngster either.  BOTH parents are at fault in some respect.  Since the mother has had ample opportunity to provide for her child and hasn't come through, then i think it's time that dad have the opportunity to put his money where his mouth is.  All this woman has proved is that she can make babies with 3 different men and then expect everyone else to pick up the pieces.  What she is teaching her children is that they are not responsible for their behavior and are Entitled to others taking care of them.  Oh how that attitude in life yanks my chain.  I'm living it with my husbands ex----
 
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January 15, 2007, 5:50 am PST

12/21 One Paycheck Away

Quote From: jackserrn

It's very sad that the children are the one's that get stuck in the middle of parents behaving badly.  I don't disagree that this man should have been paying some sort of support, however, it's clear that his ex wife is playing the system and not contributing to the support of her youngster either.  BOTH parents are at fault in some respect.  Since the mother has had ample opportunity to provide for her child and hasn't come through, then i think it's time that dad have the opportunity to put his money where his mouth is.  All this woman has proved is that she can make babies with 3 different men and then expect everyone else to pick up the pieces.  What she is teaching her children is that they are not responsible for their behavior and are Entitled to others taking care of them.  Oh how that attitude in life yanks my chain.  I'm living it with my husbands ex----
Personally I don't think either deserve the child. He is vindictive and if he has the child he will use it as a pawn to further hurt his ex. She should not have the child because she is too immature to keep her legs closed and put her children first. Maybe the Grandmother should have a shot at raising the children. At least till one of the older children (ie. the mother or the father) grows up enough to put the younger children first and put their best interest to heart. Whether that be the mother or the father I don't know but maybe one of them will grow up enough to start.
 
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January 31, 2007, 10:08 am PST

Poor Excuse of a Mother

This Stacey person is one poor excuse of a mother.  If she wasn't, she wouldn't be on her third child with a third different father when she is not able to support the ones she has or herself.  Has anyone explained to her what causes pregnancy??  And on top of that, she sure shouldn't be expecting other people to bail her out of her situation.  And to think how unfair this is to the children she has, and she has the gall to bring another one and drop it right in the middle too.  Pretty sad if you ask me...

 
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January 31, 2007, 10:35 am PST

It would be interesting to see...

It would be interesting to see just how many of these people saying they can't afford to support their child/children on their own seem to be able to afford things like cell phones?  internet service?  go out ot eat everyday for lunch?  credit cards?  cable?  cable with all the extras?  new cars?  lottery tickets?  Think about it...  Small things add up to big things...

 

If someone is not doing everything they possibly can to take care of themselves and their children, they sure shouldn't expect someone else to help take care of them.

 

 

 
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June 27, 2007, 7:26 pm PDT

Is it really my fault?

Quote From: soni_g

It's sad when others state that most of the homeless are looking for handouts, that they are there through their own mistakes.  How untrue this is, and how sad they are viewed that way.  Perhaps it's that thinking that keeps them from getting the help.  Remember, "there but by the grace of God go I"?  There's a lot of truth to that.  I know.

 

I worked hard all my life and survived two of just about every disaster you can imagine.  I had saved, too; had a good little nestegg built up.  I was independent, hard-working, dedicated, and determined that I would live my life on my terms, having plenty to see me into my golden years, which would be spent travelling and living a darn good life.  I had it all planned with the exception of making the reservations.

 

But life doesn't always give us what we want.  My nestegg went into living expenses and doctor bills when a rare neurological condition put me out of the job market for two years.   Insurance runs out when you run out of money.  One disorder caused another, and as hard as I tried, it got to a point I could not work, and I was so close to retirement.  But you do what you have to.  The doctor had given up on me, arthritis had set in over most of my body, and he already had me riding in a wheelchair until I was 6 feet under, which he figured would be soon.  I was without income, and had nowhere to turn.   I ended up in a homeless shelter, and thought my life was over.

 

Turns out it was just beginning.  My life changed when I learned the truth.  Yes, many are addicts, but many are not.  There were mothers with children.  Some had been abandoned, some had lost everything when they lost a job or a spouse.   So many situations, and so many not of their own making.

 

Then I ended up in a setting with incurably mentally ill people, but I wasn't incurably mentally ill.  Good thing, in a way, because I found how abandoned many were.  I was surrounded by paranoid schizophrenics and those with personality disorders and seriously devastating mental illnesses.  They didn't put themselves there.  They had been abandoned by family, by society.  They had nowhere to go.

 

I found my way back, am less well-off financially than I was but am a much better person than I was.  I talk to the street people, and I listen to them.  I help when I can.  I try to connect them with service agencies.  If I see one who's sleeping on the street, I get a warm sweater or blanket for them.  I love myself as never before and sleep better at nights knowing that I'm making a difference, even if it is only one person at a time.

 

We are all here to help each other, and I can state with certainty that any one of us can be there at any time.  We don't need to blame those who are homeless, nor do we need to pity them.  We don't need to feel guilty when we can't do anything.  What we need to do is whatever is necessary to help our fellow man.   We were created with love and compassion, and we owe that to all, not just those who are employed and have a big bank account.

 

I would suggest that you stop and talk to the homeless, it won't hurt and few will bite.  Visit a shelter and listen to them.  You would be amazed at what you learn, and the biggest thing you would learn is there is no room for judgment.  Remember the saying, "You may not always get what you want, but you will always get what you need."  We must always remember that we are in this life together.  I recently read a great saying that goes, roughly,   "It's not the event or circumstance that matters, it's how you respond to it that counts."

Thanks for understanding.I guess I just wanted to tell a little problem that came about because I cant afford to pay for my own bills on my own. I try to work hard and get off the system but the system keeps me down. I work a full time job as a clerk/Cashier. My take home is about $1,000 to 1,200 per month. I just started to run a online sales business to start earning more money for the family. I need to advertise the site so it will be used more. I Collect food stamps and get $230 for this and from time to time my ex husband gets a job and Child support is issued from Support enforcement.  On a good month I get $300. But then the food stamps and childcare assistance aid gets cut. I reported the Avon Business persuit and so far I am at a business loss each month but Welfare office says I make an extra $150 per month because of the products I bought for me. I was drastically cut off of Daycare assistance. My "copay" went from $127 to $450 plus they don't pay for one of the kids dues to age 12 is not covered. My sitter will not work for free (for him). My rent is subsidized by HUD Section 8 program. I have to pay $375 of the $720 rent each month. My Utilites run me around $250 per month. My total daycare for 3 kids is $1,140 for full time. Daycare assistance pays around $500 That means I have to pay around $540. Now I found out that my worker accidently doubled my income in error and that my copay should have been only $237 all along. I am is such debt now that I may lose my apartment and can't pay my bills. My daycare provider wants to quit and I asked my worker to pay my sitter and credit me for the error and she said she can't retro it. What is a person to do. The error was found because I called the crisis line to let them know that I was about to commit suiside because I was in so much pain and anguish because my kids were crying with hunger and didn't want to be homeless. I also though that maybe if they were in a foster care at least they could eat better again. Now as far as the pains I have. I have severe abdominal pains and suffer from fatique. I had an exam at my doctors in '94. He told me to get tested for Uterin or Ovarian Cancer. But I have no health insurance. Welfare cut adults off of benefits just 2days before I qualified for benefits after losing my job of 3.5 years at Walmart. And Due to Fibromyalgia and Sjorgin Syndorme my mouth dries and makes my teeth / molars to crack and are falling apart . I can't afford to get the $1000 to pull them out. I am in severe pain and have had my second Rx for antibiotics for the infections in my gums. I have dental insurance but can't afford the $1000 for what is not covered by insurance. I think I am a good person and hard worker but things are definately not going well for me. I tried to get ahead before and worked two full time jobs but then my other benefits got cut and I still could not get ahead. It seems as though the truly lazy or maybe smarter ones get the best of the system. I see others going to school and getting all the living expenses paid for and they have nice homes and cars. While I struggle everyday and work all the time. What is the answer?. I often thought that the Welfare office should reward efforts like mine to get ahead and provide full benefits for families like mine for a couple years. On the terms that all the money made in that time be put in a type of savings or safe investment. This way the funds will be there in case of an emergency.  I hate being on the system. I want out so bad but it is hard. I would also like to let you know that I am 50 and have 3 young kids to raise after the dads left. This is another story on its own. Yes, I do know that there are lots of people soaking the system but I found that they are rewarded more for lying and cheating than the truthful ones. I know of a lady who gets free housing, full welfare benefits and has a man in the home who is not supposed to live there. She contacted the local Abused Woman center and told her that she needed to flee an abusive situation and they gave her $2,000 to move into a home and then furnished the home. The supposed abusive man is her live in now. He never abused her but she's a good actor. What's wrong with this picture?
Sincerely distressed but trying Esther
 
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May 4, 2008, 9:58 am PDT

Deadbeat dads/moms should pay

Quote From: jnewgen

Sounds like you made a lot of poor choices yourself.  I get so tired of hearing women cry and moan about how awful their ex's are.  Well, it takes two. 

 

Oh, by the way, I'm a woman replying...not another awful man.

I lived/married a man for a total of 16 years. After five years into our marrige, we had a son. Well after another four years we divorced and now my son is 14 years old and his father hasn't seen or talk to him in 8 years. There is a court order for him to pay child support, he makes 6 figures and only pays $10/mth. i have cooperated with Texas Attorney General for seven years and nothing has been done. They set court dates but because they are unable to locate Joseph, the court dates have to be rescheduled. I went as far as hiring a PI and she located Joseph in two days living at 2515 Merrimac, League City, Texas. The house he and his new wife live in is the house we purchased together when we were married. He was given the house in the divorce because he could afford the payments, so my two children and I had to live in a one-bedroom apartment with no child support. Joseph is a member with MEBA Union, and makes 6 figures a year, if he chooses to work. His attorny Wilbur "Pete" Dunten showed him how to avoid being served. His wife, family, and friends continue to help hide him from being servied.

 

I am a full-time employee and take care of my son, but with the cost of health insurance going up and the cost of rent, yeah, my ex should be paying his child support, he claims it is not fair to his new wife. What is fair to our son? TAG has failed for seven years. Where is the justice?

 
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January 12, 2009, 9:21 pm PST

Totally agree

Quote From: syoemans

This Stacey person is one poor excuse of a mother.  If she wasn't, she wouldn't be on her third child with a third different father when she is not able to support the ones she has or herself.  Has anyone explained to her what causes pregnancy??  And on top of that, she sure shouldn't be expecting other people to bail her out of her situation.  And to think how unfair this is to the children she has, and she has the gall to bring another one and drop it right in the middle too.  Pretty sad if you ask me...

I totally agree with you and for Dr Phil and give her money just makes me even angrier.  That bloke doesn't get to see his child and is expected to pay for her lifestyle then she goes and gets pregnant AGAIN.  The child support system is unfair and helps people like Stacey to get away with it.  I agree it takes 2 to tango and BOTH parents should be responsible.
 
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