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Topic : 12/21 One Paycheck Away

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Created on : Thursday, October 05, 2006, 04:42:21 pm
Author : DrPhilBoard1
(Original Air Date: 10/11/06) Did you know that your financial decisions could land you on the street?  Are you one paycheck away from disaster? Stacey has two children and one on the way, and she says she is close to being homeless and it's the fault of her kids’ deadbeat dads, and her parents who have cut her off. Stacey's ex-husband, Pete, says their son would be better off living with him. So, why does he refuse to pay child support? And, see what Dr. Phil provides for Stacey to help get her life back on track. Then, a hidden camera experiment shows how people really treat the homeless on the streets. And, meet a family who was living paycheck-to-paycheck when the money stopped coming in, leaving them homeless. Manuel and Heather and their four children have been living cramped in their RV for the last year, where they have no electricity and must take showers at public beaches. The difficult circumstances are taking a huge toll on their family, especially the children. How did they end up in this situation? Dr. Phil makes an important, life-changing announcement to the family. Share your thoughts here.

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October 12, 2006, 8:17 am PDT

CHILDSUPPORT AND DEADBEAT PARENTS

I get so sick and tired of deadbeat parents saying "I don't know where that money is going" or "How do I know if it's being used for my child" I have 7yr old son with my ex (who is a DEADBEAT) He is over $5,000 behind in childsupport and will sale drugs or get jobs under the table just so he can get out of paying childsupport. When it was first ordered he was to pay $50.00 a MONTH (can you believe it) He told me he wasn't paying it because "He couldn't afford it" He also used the same excuse I hear over and over "How do I know that money is going for my son" How do you know??? I'll tell you how go buy your child diapers,formula,clothes etc. and take the tags off and dont leave the reciepts THAT'S HOW!!! Then you know your child is getting food,clothes etc. Also in case any deadbeats are reading this childsupport goes to help the parents support the child and yes this would include RENT and UTILITIES so that they can have a roof over their head at night and a warm bed to sleep in. And lights to turn on and running water If you want to make sure it's being used for rent or utilities right a check directly to the landlord or utilitie company and write in the memo childsupport going to pay rent for.... or childsupport going to pay light bill for......SO THERE IS NO EXCUSE!!!!. Not only that but you can see your child My son's dad wont even see his son.....Those parents that don't see their kids because they say " I don't want to have to deal with my ex" Get over yourselves its not about you it's about YOUR KIDS!!! You can have a mutual  friend/family member pick up the child and exchange him/her at a public location so that you never have to come in contact with the ex. I'm so sick of all these excuses that I hear its pathetic. I was 16 when I got pregnant with my son and I couldn't afford it either and it cost me a hell of alot more than the $50 a month in childsupport I was set with. I wasn't a teen mom that sat on my butt all day waiting for the welfare check to come or one that had mommy and daddy to help out. I did it ALL on my own it was hard but I worked my butt off everyday to support my son because I didnt want to rely on someone else caring for my son. I spent a year total of the 7yrs of my son's life on welfare and that as only been for a few months here and there when I was in between jobs. I owed my own home BY MYSELF by the time I was 18. I didn't meet my husband and get married til I was 21 so from 16-21 I was raising my son ALONE. Yes I know I made some irresponsible choices as far as getting pregnant so young but I didn't get pregnant by myself and I don't think I should have to raise my son by myself while his father gets off scott free because "He can't afford it" or "Doesn't know if the money is going for his son" I think childsupport laws need to be ALOT stricter. In the state of Iowa where I am originally from and where my son was born and the DBD lives (This is only one scenerio)He has to go 90 days w/o paying then  He is given a chance to pay childsupport, He doesn't pay..... they send him a letter saying he has ANOTHER 30 days to pay or further action will be taken. Then when he starts working they will send him another letter saying he has ANOTHER 30 days to pay or they will garnish his wages he doesn't pay so they send a letter to the employer for income withholding and give the employer 30 days to respond. They garnish his wages for 3 months then he gets fired and I go w/o payment I again have to wait ANOTHER 90 w/o payment before  childsupport finally gets around to sending him a deman letter AGAIN telling him he has ANOTHER 30 days to pay or else....He doesn't pay and he's not working... so after 30 days they send a letter to the DMV to take his license (which he doesn't have) they tell him he has ANOTHER 30 days to pay or they will take any fishing/hunting license he has since he doesn't have a driver's license......He doesn't pay they sanction his fishing/hunting license and send him another letter after ANOTHER 90 days of non-payment saying he has ANOTHER 30 days to pay or face possible jail time.....On the 29th day he gets a job and reports it to childsupport by this time he has had  1 yr 4 months to go w/o paying for his son and they wonder why they don't pay they aren't MADE to pay I feel childsupport goes out of their way to give the DBP's a chance to pay TO MANY chances to pay in the mean time our children are doing w/o either because their isn't enough money or the custodial parent has to work 2 jobs and/or go to school like I do so they never get to see their mom/dad. Again we are kicked down for trying to support our kids by a system that doesn't want us on welfare. I think it's about time childsupport laws are CHANGED and ENFORCED to the MAX. Either that or the state needs to pay the DBP's childsupport then go after the DBP's for re-payment then maybe they would be a little stricter on the enforcement!!! What does everyone else think on this??
 

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October 12, 2006, 8:20 am PDT

Non Custodial Parents Stand UP!

The current child support system discriminates against non-custodial parents. It most certainly IS my business what the child support I pay is spent on! My ex should be accountable for what the money is spent on without me having to spend additional resources on the attorneys and investigations necessary to hold him accountable. The best interest of the child is to AVOID the dissension that continues (sometimes indefinately) post divorce. With accountability built in there would be less controversy. I pay my support support faithfully to my ex-spouse, (I have to... there is court order requiring it) but in reality I provide 99% of all financial support. Why, would I do this? Like Dr. Phil, I am accutely aware that if I don't, this child would go without necessities. I love this child more than I dislike my ex or the bias of our family courts. In otherwords... my ex provides 1% financial support and has 100% control over major decisions and 100% of the benefits when filing taxes. None of my business what my ex does with the money? Walk a mile in MY shoes and then we'll talk.
 
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October 12, 2006, 8:26 am PDT

you got to be kidding!!!!!!

Quote From: wiggy12166

So you only spend $400 or less a month raising 4 kids? I guess you must be living in a 1 bedroom shack, eating out of dumpsters and wearing the same clothes everyday. I feel sorry for your kids. Do they watch tv, play sports, go to birthday parties, do anything that involves them using any of your resources? I laughed when I saw your statistics, 90% of child support goes to fuel the mothers lifestyle, where did you get that and why would you think that EVERYBODY knows that. You are obviously a selfish mom and I bet if you were getting the child support for your kids YOU would spend it on yourself. 

Boy you sure don't get it do you!!!!!!!!  As a single mom, working hard to support children that I both me and my husband at the time,  agreed to have,  you are out to lunch,  to think that all mothers spend the childsupport on themselves is so uneducated!!!!!!  Paying support would enable mothers/fathers who are raising the children,  To accually do more for the children,  like pay for braces,  or dentists,  or maybe even be able to spend alittle time at home with  the children,  food,  clothing and so on...................  I lived for some time on very little like 500.00 a month..........so childsupport would have helped keep the children feed.......but it was his way of inflicting  hard ach on me and in doing so the children went without.  I was lucky my parents were able to help me out...not all are so lucky.   I have had to use services,  to get back on my feet,  women shelters,  welfare,  and even food banks,  My children suffered,   Things are getting better,  but he should have to pay,  and really it doesn't matter where the money goes,  If mine ever pays,  your dam straight that I am going to do something nice for myself,, I have given everything to my kids.   Only thing is with me working all the time,  they don't have me much either and there father not only doesn't pay childsupport he also doesn't see them either. 

YOU REALLY NEED TO LOOK ON BOTH SIDES OF THE FENCE,  AND NOT LUMP EVERY ONE IN THE SAME BASKET!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 
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October 12, 2006, 8:27 am PDT

A home for Manuel and Heather?

I don't think that Manuel and Heather have what it takes to hang on to this house.

If they did, they would  NOT have been in the situation they were in.

Heather has an anxiety disorder and can't work? People who work have anxiety. NO EXCUSE

Manuel has to stay home to care for Heather? If all husbands stayed home to take of their anxious wives, no one would work!  NO EXCUSE

Manuel couldn't get to work on time because he had too much to do to ready the movement of the motorhome? Get real!  We all have daunting tasks before work and many have hours of commute time. NO EXCUSE

These parents chose to have a large family and there is NO EXCUSE for either of them to not work. 

I see little hope that this family will be any better off a year from now. BUT hopefully, I'm wrong.

 
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October 12, 2006, 8:30 am PDT

10/11 One Paycheck Away

Quote From: solarisgeek

The intent of the post was not to elicit humor, but rather to point out that child-support laws - in some states - encourage opportunistic women to engage in fraud. Fraud is at best unsavory behavior, in some cases criminal behavior. It is only recently that some states are accepting DNA tests in cases in court, for example, in order to substantiate paternity. In those states, there has been an enormous amount of fraud by women discovered in court, to wit, marry one man because he shows outstanding earning potential. Such a man is excellent child-support fodder. The women then chooses to have a child with another man, divorce her husband, and collect child-support from the bigger wage earner, now her ex-husband.

Certainly, the children are the most important thing. However, support of the children should be the responsibility of the biological father, the one who did not keep it in his pants, at least as far as that child was concerned. Even though he did not keep it in his pants, and was involved in an illicit relationship with a married woman, he still deserves to have an accounting of where the money goes.

In cases such as described above, the services of a professional made no difference ten years ago in states where there was no recourse, and no equal protection, for men in child-support cases.

We fully realise that your intent wasn't to elicit humour. Your post was so over the top that it made us just howl with laughter. I just wrote a huge post for this. I've deleted it because I  know there is no point. We look at the world differently. I'm sorry you've been so hurt. There are a lot of nasty people out there. They come in every colour every size. Life is just too short for that sort of hostility. You have a great day, and be happy.

 
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October 12, 2006, 8:45 am PDT

Dead beat's

Quote From: rachelmason

People want to always say what's wrong with these kids these days.....my responce is DEADBEAT DADS! Todays show was outstanding. Scarey to realize im not alone. Worse there are other children out there feeling like mine. More shows like this might make these dads open thier ears and hearts for the children's sake...... Cheaters has a show following Cheaters i would like to see a series on Deadbeat Dads and thier children. Dr. Phil has said in divorce KIDS PAY . I have to agree. Deadbeats need to understand when you don't help KIDS PAY why should'nt they?

Check out the web site wantedposters.com,  It has hundreds of deadbeats,  dad's and mom's.   and yes they are trying to get a series (T.V. show)  ,  and your right most what's wrong with the kids today,  well lets see,  most come from single family homes,  watching that parent work there behind off,  and the other not paying support and not being involved in there life.  So yes deadbeats are most of the problem.

 

YES! YES!  Dr Phil should address this issue further,  DEADBEATS!!!  its a huge problem!!

 
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October 12, 2006, 8:47 am PDT

Agree to your comments

Quote From: scientistb

my A$$!  ok first of all, no one has commented on what I saw in the taped story of the first woman. Her house looked pretty damn nice from the inside. They had a bigger tv than I do. AND the kids were playing an X-box!!! Ok....sooooo.....I guess we know where daddy's money goes! She makes me sick. I am very much for deadbeat dads paying child support. When I was 3, my biological father left me and my pregnant mother cause he decided that we weasn't ready to stop being a kid himself. They were marrid so she didn't make a 'dumb mistake.' She made ends meet somehow...we moved in with my grandparents for awhile and she worked as many jobs as she could! I am now almost 25 and he has yet to pay another over $1000 TOTAL for both my little brother and I for child support.

 

I rarely disagree with Dr. Phil but it IS the dad's business if he is paying for a freakin 32' TV...cause last time I checked that did NOT for the list for 'necessities.'  To all these people crying and whining about have no money...First of all: you can GET money! You live in a country where the government practically bottle-feeds you if you are poor. Unemployment is but one of the programs you can get money from.  Second of all, you apparently have internet access and THAT'S not a necessity. Dr. Phil is on public tv so I am unsure whether you also have cable or a dish but THOSE aren't neccesary. A nice shiney cell phone with all the nice new features isn't necessary!! I pay only 30 bucks a month for my phone cause I refuse to pay $100 a month to talk to people I'll see later anyway!

 

I am probably gonna get the 'don't judge me' from the 'less than well off' people on this board, but you know what? Waih! Quit having kids, get rid of your pride, and work that 'oh that's below me' job!!!

 

This whole 'stay at home mom' sht is bull too. drop them off at the grandmother's and get a job yourself!!!

This women is more than capiable of getting and maintaining job. Like I said last night... I worked three jobs at once but my son child support was going to his private eduation..there for I made sure he saw where the money went too. He never asked about proof..I wanted him to see all the receipts and such, I have helped one of my clients in getting custody of his daughter last year. This is why I want to finish my Bach degree for Paralega. I have seen alot of women who take advanage of men. I think women need to get a solid job and worry about how they are going to road map their childs education and everything that goes with it. I tell you all you men out there paying child support..make sure you keep paper trail and such. Keep a tight log on everything. There was a time my son dad was having it rough...at that time we both talked and told him he can take the year off of paying so he can get himself on track. He did and he starting paying again. To this day we are friends,,my so is now going on 21. We knew our priority was him for the entire years to come, Our problems were not of our son, therefore we never said anything bad about each other. Since then his father remarried to a really nice lady. Yes folks she is a good person. Yes I have someone now as well. The point is that the courts are not fair to the fathers in the United States. I don't get child support for my 14 year old daughter either..and I don't care about the money..The only thing that is more inportant than money is the quailty time spent with your child. Yes we live in a house and yes she is a straight A student and yes we have family meetings in here once  week.  When my son was little, his dad always called me wanting to come over to see his son sleeping. Our situtation was this, if he wanted to see his son each and every day. It was certainly welcome and that he did. For me as a mother,,it was always a smile on my face to see him see his child sleeping. Thats it...children first. That women on the show is looking for a free ride is all.

 
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October 12, 2006, 8:55 am PDT

WOO HOO! I BACK YOU 110%

Quote From: msjones

The current child support system discriminates against non-custodial parents. It most certainly IS my business what the child support I pay is spent on! My ex should be accountable for what the money is spent on without me having to spend additional resources on the attorneys and investigations necessary to hold him accountable. The best interest of the child is to AVOID the dissension that continues (sometimes indefinately) post divorce. With accountability built in there would be less controversy. I pay my support support faithfully to my ex-spouse, (I have to... there is court order requiring it) but in reality I provide 99% of all financial support. Why, would I do this? Like Dr. Phil, I am accutely aware that if I don't, this child would go without necessities. I love this child more than I dislike my ex or the bias of our family courts. In otherwords... my ex provides 1% financial support and has 100% control over major decisions and 100% of the benefits when filing taxes. None of my business what my ex does with the money? Walk a mile in MY shoes and then we'll talk.
And I am a female (and a child support receiving Mother to boot)!  I still believe it is money that MUST be accountable and spent strictly on the child or children involved!  Too many are spending it (as Pete said sooooo perfectly) on trips to Las Vegas, manicures, etc.  It IS the business of whomever is paying the support and it is about time those receiving it be held responsible! 
 
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October 12, 2006, 8:59 am PDT

One Paycheck Away

I came to this board to discuss the show, and WOW! Did I have reading material??!!!

I wanted to comment on the mom who is crying about not receiving child support. I believe that she should receive child support, but it is also her responsibility to help support the children. Why is she having another child? Our country is in a mess because of people like her. The smartest thing for her and her children, would be for her to give her child up for adoption. (I'm sure I'm going to hear about that comment!)

 

I am a single mom, too. I was married before I became pregnant, and did things the "right" way. After five years, my husband decided to run off with my unmarried best friend! I did not want a divorce, but he did. He was court ordered to pay support, and did pay when he felt like it. He finally caught up, but only so he could take me to court for custody. His reason for the custody battle? He wanted to leave the state and take his son. He lost the battle, and I kept custody. Of course, he left the state! After paying over $15,000 in court and lawyer fees, I guess he didn't have any money left to pay support. So, he stopped paying.  I have received only one check and that was from the IRS for a tax intercept. He has subsequently found a way around the IRS taking any more money.

 

The bottom line that I wanted to express is this:  I am NOT letting him ruin my life or my son's. I have worked four part-time jobs at the same time to make ends meet. My son does NOT suffer because I WILL NOT LET HIM!!! No, we do not have a big screen tv or even an X-box like the family did on TV, but my son is loved, has food on the table, and a warm place to sleep. I refuse to rely on someone else to take care of us!

 

It is not easy! My son has new clothes to wear to school and all of the necessities. Me? I wear clothes that are 4-5 years old. Hey! They still fit and I am resourceful!! If his father ever does pay the back child support, the money is going to go into a college fund account for my son!!!

 

 
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October 12, 2006, 9:11 am PDT

Just a thought...

There seems to be a lot of disagreement  and resentment from divorced parents on how child support is spent.

Dad claims mom is using the child support money on herself and not the kids. I see his point.

Mom claims that dad isn't sending enough, if at all. I see her point.

WHY NOT have a mediator, a third party, paid official or volunteer who could manage the child support affairs of the parents.

This person would monitor the spending of the child support and would be responsible for notifying the court if the father was no longer paying the support.

This person would attend all court hearings and have access to all pertaining information concerning this couple and their children, including current addresses for all.

 

Just a thought.

 
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