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Topic : 12/21 One Paycheck Away

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Created on : Thursday, October 05, 2006, 04:42:21 pm
Author : DrPhilBoard1
(Original Air Date: 10/11/06) Did you know that your financial decisions could land you on the street?  Are you one paycheck away from disaster? Stacey has two children and one on the way, and she says she is close to being homeless and it's the fault of her kids’ deadbeat dads, and her parents who have cut her off. Stacey's ex-husband, Pete, says their son would be better off living with him. So, why does he refuse to pay child support? And, see what Dr. Phil provides for Stacey to help get her life back on track. Then, a hidden camera experiment shows how people really treat the homeless on the streets. And, meet a family who was living paycheck-to-paycheck when the money stopped coming in, leaving them homeless. Manuel and Heather and their four children have been living cramped in their RV for the last year, where they have no electricity and must take showers at public beaches. The difficult circumstances are taking a huge toll on their family, especially the children. How did they end up in this situation? Dr. Phil makes an important, life-changing announcement to the family. Share your thoughts here.

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October 20, 2006, 6:58 pm PDT

10/11 One Paycheck Away

Quote From: julie1418

The real injustice to divorced fathers is that they are not always given a fair shake in terms of visitation and access to the child. We have a friend whose ex-wife is just being vindictively unfair in denying him rights to his child. And she left him for another man! If the courts and fathers' rights groups should focus on anything, it's promoting healthy relationships for the child with BOTH parents. Neither parent should use money or visitation as a weapon. You made a child, time to GROW UP!
AND the kids grow up...My husband is now very aware of the problems his dad gave his mom about money...and not by her saying anything, she doesn't talk about that stuff. But by his dad...he thinks now that my husband is grown he can handle hearing how "bull****" child support is.

But I do agree! Kids should have free access to both parents as MUCH as possible. That is the one thing my husband's parents did right. They both stayed in the same town only 5-6 miles from each other..so their kids could see both parents everyday. My husband would often walk home from school and visit his dad and then head home.

It's a shame that more mom's and dad's can't put this petty crap behind them.
 
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October 21, 2006, 2:30 pm PDT

10/11 One Paycheck Away

Quote From: holistichell

That is terrible.  Good for you for rising above it all.  People don't understand the lack of affordable housing in this company, the discrimination in banking, credit and insurance, the higher cost of food in impoverished areas, the slum lords who run elbows with the local governments and boards of health, the injustice of police who have carte blanche when it comes to raiding a poor person's dwellings but wouldn't dare raid a coke-head physician's office. 

 

How did you ever manage to get to work while living in a homeless shelter?  I know the shelter in Bergen County has two showers, one each for men and women, and 65 people using them.  Where did you keep your clothes.   Did the police ever take your belongings and throw them out just for kicks?

 Actually, there were only two bathrooms for 25 people (not quite as bad) and the shelter staff were sweet. We even go back to visit the staff, and encourage people there now. As for the police, they only came when they were called. I know a few of them (we live in a small town) I went to school with 2 of them and worked with one at another job while he was doing his testing to become a police man. As for my clothes we had a little room w/2 sets of bunk beds and a dresser. We also had a storage shed from when we first moved to the trailer. So, we were truly blessed.

 Also, I work in a warehouse so I didn't have to be perfectly coifed before work and I walked to work.

 
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October 21, 2006, 9:24 pm PDT

Dead beat dad's should payup or go to jail or just sign off on their child/children

Quote From: alilslickk

I am on Pete's side all the way! Although he is not paying at this time (which is not right), he believes he should pay and believes that the child would be better off with him. What then? Are you going to tell me that the mom is going to be able to pay child support to Pete? What is the difference in male or female? If she can't afford to raise her 3 children by 3 different men and he can afford to raise his one child, why shouldn't he? Wouldn't that benefit the child? If she is "one paycheck away" give the kid(s) a better life by letting them live with their father. This world is all about the women and I think that is totally wrong (even being a woman with children myself).

I am from Michigan and FOC in this state does nothing to the dead beat dad's. I have a 7 year old from a prevous relateship. he is over 9,000.00 in debt to FOC. He will not pay he goes to jail works for a min quite's his job and then I have a hard enough time trying to raise my son without child support. But I have leard that I am not going to get the support from my son's dad because he is on Meth and Crack and I do not want drug money to raise my child. The way I look at it, I have three boys yeah I am having hard time supporting them with just my husband and I but I am not going to give my oldest child back to his drug addicted father or his druggie family THAT AIN'T GOING TO HAPPEN (ONLY IF AM DEAD)

 
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October 22, 2006, 1:30 pm PDT

Sweetest Words

Quote From: losinend

Hey, 1st wife. I cannot share your sentiments because I've not been there. But, I can tell you of a woman who was abandoned by her husband and left her with seven children to raise on her own. The youngest was born the year the husband left. Yeah, she was receiving children support money, but only periodically. He was a G.M. employee with a very good income. The woman struggled alot. She struggled to make ends meet. This woman was uneducated. Her primary language was NOT English. This woman learned on her own to sign her name if she wanted her support check cashed, if she wanted a place to live, even if she wanted to buy groceries for her kids. When she did not receive her support money on time, she did not squabble and complain to the "system".  This woman had no harsh things to say about her children's father---nothing!! She took no time to complain about him or the system. I really believe that all her emotional, physical, and spiritual energy was spent at raising and loving her kids. Her children, also are grown now. She watched, helplessly, as her oldest child wilted away and died of the cancer disease.  Did she complained to GOD at that time? I don't think so. Well, I'm pretty sure she did not. At least, I never heard her complain about it.

 

Oh, by the way. There was another woman in this man's life. She (1st wife) never complained about her, either. They had two children together. Their first child was born the same year the 1st wife's child was born!!

 

As I said, I do not know what you went through. But, I'll tell you, this woman I speak of surely does. That woman was mine, my brothers, and my sister's MOTHER.

 

Lady, you don't need to apologize to anybody. Your unselfishness, your dedication to raising your children, and to not getting even with your ex, makes you a close #1 in my book.  One other thing, I do share my sentiments with YOUR  kids, right?     Peace.

God Bless you and God Bless your prescious mother. I needed to hear those words from you !! Thank you! I have always taught my children that when we care about someone and we do something for them that we should never bring it to their attention I would say "if you tell that person about the sacrafice you are making or have made then it is no longer a sacrafice". It is obvious that your sweet mother felt the same way. I can only imagine how many times she wanted to give up, or just curl up in the fetal position and give up, but she could not she had you and your sisters and brothers to consider. You will probably never know ALL of the things she kept as a secret in her heart to keep her babies free from worry and what she endured for her  children. Sometimes it was hard not to be angry at the ex and to hate the hand that had been dealt, but it was not going to help my children to fight with their father, to take it to the courts and drag the children through even more. I really admire your mother for not taking him to court since he was not involved in his children's lives that's where I would have lacked her strength. I do feel when the dads do not have anything at all to do with the children that they should be made to pay, but you have given me something to think about. Your mother should be an example to all women in this situation! What dignity, what love, what unbelievable strength!! I only pray that maybe someday my children will have the things to say about me that you have to say about your mother!! How blessed she was to have you as her child and how blessed you are to have her as your mother. I will hold your words form your letter close to my heart and know with just your approval and if only yours alone, that I did the right things all those years ago. I too lost one of my children when he was 3 years old, but his father and I were still married so I had support. My heart breaks to know your mother went through all of these things. I want you to know that I will never forget the story you have shared with me about this beautiful woman, your mother. Thank you so much!!              Take Care

                      

 
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October 24, 2006, 9:09 am PDT

I Hear You

Quote From: leeanna

...about the mental disorders. It's just that I get so darn tired of hearing excuses why people can't work. We have people living in our town who are receiving SSI disability because they can not read, others for being alcoholics, ADHD and the list goes on and on. In the meantime we taxpayers pick up the tab for their support. 
I know what you mean.  The systems we have in place to help those who need it do get abused.  My favorites are the people who feel it's time to go sign up for their "crazy check" (SSI).  I just don't want to lump too many people together and end up punishing the desrving. I think you agree with that. 
 
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October 24, 2006, 9:17 am PDT

Good Point

Quote From: almaroja

 

 

I'VE HEARD PEOPLE DOING SO MANY THINGS JUST TO GET HELP FROM THE TAXPAYERS. ONE, I'VE SEEN WOMEN, WHO HAVE BOYFRIENDS, THAT WILL NOT MARRY THEM FOR FEAR OF LOSING THIS HELP BECAUSE THEY ARE MARRIED. SECOND,  THEY LIVE WITH THEIR BOYFRIENDS BUT YET THEY SAY THEY DON'T, FOR FEAR OF LOSING THIS HELP. SO YES A LOT OF US KNOW WHAT IS GOING ON WITH THE WELFARE BUSINESS!

ALMA

I can certainly see why you feel as you do.  These things do happen way too much.  The thing is that the system is so poorly understood by even the people you refer to that they are guessing what would happen if they were upfront about things.  Usually they are wrong.  Please keep in mind, however, that these are the minority.  Trends within the system have changed over the past few years also.  We went from a system that really encouraged work to one that is far from taxpayer friendly.  Oddly enough, this happened under a Republican administration.
 

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October 24, 2006, 5:49 pm PDT

sorry for your illness

Quote From: meryl55

i agree wtih everything you say.  i, too, cannot believe this man quit his job to take care of his wife who has a "panic disorder."  they are both big babies.  i myself have a very serious mental illness - dissociative - so i KNOW this lady is dealing with a very minor thing.  i do not have a "core" so to  me anyone who has a "core" can do so much in their lives even if they have physical problems.  life is difficult and always has been and i do not know if i am going to make it.  i think this show has really gone down hill with its guests.  i know if i was working i would never watch it - i only tune in once in a while because i am home alot. i am currently on social security and not married - but if i was even with this terrible disorder i would never expect my husband to quit his job to take care of me. i can still do things like grocery shop. clean house, etc and am trying to get to the point  where i can work part time. i was eligble for social security the first time i applied (and i had to be tested and interviewed by ss psychologists) so i think that tells you how serious things are - i was 37 when got on ss. this lady i am sure would never be eligible for ss - not only because of her "disorder" but she has probably never worked a day in her life.  too busy having kids and living off the system.
I will remember you in my prayers.Peace and Blessings
 

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October 25, 2006, 7:13 am PDT

10/11 One Paycheck Away

Quote From: psonya

When you said that whether you have the child or not, you still have those expenses. That is not true. I now have rent on a two bedroom (when I could've had one), I now buy groceries for two people, one who eats spaghettios, all kinds of cereals, has to have snacks, has to have lunch, has to bring his friends inside to play and eat sandwiches. I now have two people using water, two people using gas, two people using electricity. And that new van you protest me driving gets my child to soccer practice, school, the movies, birthday parties (that, by the way, I have to buy another child a gift for), and all the kid stuff he does. If you think it's the same, try supporting someone else in your home for free, you'll see how the expenses add up when you add an extra person to your household -- especially a child. If i used all of his child support to pay for clothes, education, and medical expenses, that would be totally crazy. He would be the best dressed kid in his free public school. He is hardly ever ill, and when he is, health insurance is in place and out of pocket expenses are minimal. So, what you are suggesting doesn't really fly when you hold it up to a microscope. Out of $500, you'd rather I not keep lights on and keep his everyday life going, you'd rather he dress well and go to private school?
Honey....we are supporting 4 children and I know how much it costs to support them! don't quote costs to me!!!!
 
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October 25, 2006, 9:07 am PDT

Another bad thing about teachers

Quote From: pkenadams

    We have a daughter who teaches kindergarden and lives from pay check to pay check. She is loved by her students, their parents, and staff. I wonder why when we trust our children to the school we don't worry about paying them. Her Supterindent left for a higher paying job and he was doing great things. Some schools seat back and make offers to obtain the better people.

This is another reason I don't send my children to government schools.  Teachers who can't even manage their money think they can educate children?  What's so sad is people claiming throwing more money at a broken system will help.  Maybe your daughter should take a finance planning class.

 
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October 25, 2006, 9:40 am PDT

10/11 One Paycheck Away

Quote From: omgwhocares

This is another reason I don't send my children to government schools.  Teachers who can't even manage their money think they can educate children?  What's so sad is people claiming throwing more money at a broken system will help.  Maybe your daughter should take a finance planning class.

Teachers are not paid what they deserve in some areas. The lower income areas which have schools don't pay their teachers near as much as the areas where the richer students go. Kindergarten teachers are among some of the lowest paid. There is nothing wrong with a teacher wanting more money. Would you do the same job as another and make significantly less than the other person? Sounds a little discriminatory to me. Why should the rich schools be privy to all the good teachers just because the poorer schools can't afford to compete. Maybe the schools should pay teachers the same salary and raises be contingent upon experience instead of place of employment.
 
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