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Topic : 12/21 One Paycheck Away

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Created on : Thursday, October 05, 2006, 04:42:21 pm
Author : DrPhilBoard1
(Original Air Date: 10/11/06) Did you know that your financial decisions could land you on the street?  Are you one paycheck away from disaster? Stacey has two children and one on the way, and she says she is close to being homeless and it's the fault of her kids’ deadbeat dads, and her parents who have cut her off. Stacey's ex-husband, Pete, says their son would be better off living with him. So, why does he refuse to pay child support? And, see what Dr. Phil provides for Stacey to help get her life back on track. Then, a hidden camera experiment shows how people really treat the homeless on the streets. And, meet a family who was living paycheck-to-paycheck when the money stopped coming in, leaving them homeless. Manuel and Heather and their four children have been living cramped in their RV for the last year, where they have no electricity and must take showers at public beaches. The difficult circumstances are taking a huge toll on their family, especially the children. How did they end up in this situation? Dr. Phil makes an important, life-changing announcement to the family. Share your thoughts here.

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December 21, 2006, 1:32 pm PST

Child Support

Quote From: bambibarney727

Phil:  I can't believe that you talked to that man the way you did about paying $900 a month to their 1 child.  The man was paying child support all this time and yet when he was not able to pay, the woman starts crying.  She has 1 other child by another man who also does not pay child support and yet she she is pregnant again by yet another man! At least he married her and tried to make it work.  Too bad she doesn't know what she's doing!   to stand there on stage and say that it is not any of his business where the money goes....it is.. She's living very well looking at the mother's house , I do not believe that grandma would send them out in the cold. Would you or Robin do that?  I don't think so!!!  The man has tried to do everything he could until circumstances becane unbearable.Why should he have to change locations to be involved in the childs life, but yet "Mommy" doesn't.? I am a woman wth 8 children myself but yet the men are not always wrong and better look at things 2x over.

I agree: Why do the men always get blamed? She has or will have 3 kids by 3 different dads. What's up with that? That man should not have to pay $900.00 per month for one child. That's crazy!!  She's the looser. That man should not have to pay for her mistakes. He seems like he is the decent one here and he's getting the crap! The mothers that receive child support should be held responsible for how she/they choose to spend that money.  I think child support laws need to change holding mothers accountable for reporting where their child support money actually goes.

 

Lisa Ann

 
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December 21, 2006, 1:36 pm PST

12/21 One Paycheck Away

Quote From: bassettdragon

i have 4 children 1 buy a person who i had a one night stand with when i was in college. I had a good carrer starting and all the oprotunity in the world when i found out she was with child. so i decided to move back to the small rural upstate area she is from to help support (and be with) my child. in doing so i lost all that i had worked for in my education and lifestyle.

when i got back to new york i was sad to learn that she had decided to move away from me and was taking my child with her. 

I had to go to court later becauce she filled for financial assistance with her town and would not be eligable without trying to get child support. the court said i was the father and i have to pay support. There was no Question as to if i wanted to raise my daughter, or any other options as to carring for her it is a 1,2,3 prosses your the father you pay 33% of your achievable(amount the court thinks you can make based on your education and past income which ever looks better) income. Also no consideration was given to my parental rights as far as what the value of my lost time with my child was worth to me. this   Christmas i will be unable to get things for my family because the court also does one other thing most people dont konw. they Garnish your wage. thats o.k. with me but the problem with it is when you loose a job or fall behind on your bills as i am now i cant even afford to work now because the economy in my area will not allow me to take anything home to my family. EX. i work 40 hours a week and bring home $350-taxes and deductions =around 280 then they take 70 a week out for support leaving me 210 a week pay. it costs me $60 a week to drive to work this leaves me $150 and i havent even paid my rent or taken care of the 3 children and wife i live with. my bills are around 1000 a month and is about average for this area.

My next door neighbor has 3 kids is on public assistance and gets her rent, food and utilities paid for and is about to get 3 different checks for child support from 3 different men. i think it is wrong.

so doctor phill should i tell my daughter to do that to so she can make a high quality living. its becoming the new fasion in my area.

as far as im concerned the only thing you should call a person who gets mony for sex is a prostitute so what should i call a woman who takes it to the next step, a victom?

 

I'm sorry...those were YOUR choices. You had an orgasm, it made a baby and you chose to leave your career.

Why don't you just tell your kids the consequences of sex so they can avoid the mistakes you made.
 
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December 21, 2006, 1:40 pm PST

Child Support is Lame!

Dr. Phil,

 

How can you say that it is not the business of the father as to what happens to HIS money when it is sent to care for his children?  I believe that they should have the right to know what happens to that money.   Child support laws need to be reorganized to work just the same as survivors benefits through social security.  I have to report every year what the total of my daughters social security was used for.  It is money that her father paid in before he died.  I would contend that it is the same as child support.  MEN DO HAVE THE RIGHT TO KNOW!  End of story. 

 
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December 21, 2006, 1:52 pm PST

Coming from the child's view

I grew up with a dad that did not want to pay child support.  He too didn't think he needed to pay because he didn't know where it was going.  At 10-11 years of age I knew that it took more than just clothes to take care of my sister and I.  He thought and still thinks today that if it isn't material items it's not worth paying for.  My mother fought hard to and had to go to court many times to get finally 900.00 a month for us from him with the condition that he would pay half of our doctor bills etc.  He finally paid but not every month because he too said he didn't have any money and I knew for a fact that his job was a well paying job and the only other person he had to support was himself.  He finally quit paying for half of the doctor bills leaving my mother to pick up that end.  It angered me the things he was saying because he just wasn't getting it and I was glad that Dr. Phil put him in his place...I wish I had the opportunity for Dr. Phil to address my own father.

 

To add to the fire my father has always favored my younger sister.  My father and I have not really been on speaking terms for the last 5 years.  He showed up when he found out that I was getting married after 2 years of no communication.  He said he would help pay for some of the wedding in which he said he would pay for my dress and any other things that would go with it no matter the cost.  I am not a material person nor am I money hungry, so I found a dress on sale for $300 instead of getting the $1200 one I really wanted after discussing with him if he could help out in other areas such as a rental hall etc.  He paid for my dress and when it came to helping out in another area he said he didn't have the money...then showed up at my house with a brand new 2005 Harley motorcycle.  After the wedding he just quit talking to me and talks to my sister everyday and pays for her phone bills, rent etc.  I have learned to cope by just not talking to him.  Now I have a 2 month old daughter that now all of a sudden he wants to be a part of and I'm really tired of dealing with a man of broken promises and a man that has never stepped up to the plate...he only thinks of himself.

 

Have a new baby I can't ever imagine parents doing the things that he has done..and this is just the tip of the iceberg. 

 
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December 21, 2006, 1:52 pm PST

Homeless

I just watched the show today and had a comment on how people treat the homeless.  I would never want to hurt anybody's feelings and I do help the homeless when I can but I try to be careful while I'm at it.  The guy portraying the homeless on the show wouldv'e made me very nervous. My sister has given money to a homeless man and saw him at a club the same night and she found out a group of people go in together to get money from people and they divide it up and go out on it.  He also told her he had a job, this was a way to get extra money.  I wish there was a way to know if these people were really having trouble or if is is just a con.  I have seen people donate food to the homeless around here.  We have a lot of homeless at the street corners.  Maybe that is the solution.  I feel we need to help but we also need to be careful. To the people who say these people need to just get a job, I would want them to know when you don't have an address, most employers don't look on that very kindly and there are other problems that go along with being homeless that hinder these people.
 
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December 21, 2006, 2:09 pm PST

homeless

I think we should help anybody in need, including the homeless if we get a chance, but we need to be cautious also. We have a lot of homeless around here on the street corners and my sister gave one of them money, that night she saw this guy dressed pretty nice at a bar.  He told her he had a job and begging for money was how he made extra money. I have seen people donate food to them while waiting at a stop light.  The guy on the show portraying a homeless man gave me the creeps and I wouldv'e been nervous passing him. Those people who are so critical of the homeless have to consider that thankfully they have not been in that situation but someone could find themselves homeless very easy and pulling yourself out of that would be very tough considering employers are usually not willing to hire someone who lives on the streets. These people have emotional problems on top of money. Some are mentally ill and aren't thinking as clearly as you or i.  I say help when you can but still be cautious while helping.
 
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December 21, 2006, 2:12 pm PST

Time to change the system?

Quote From: magnumindy

I can relate to being one paychek away.  I am in that situation.  I have tried to improve my situation by trying to find a better paying job, but I can not find a better paying job.  I can not afford to take classes to improve my situation.  I now find myself unemployed and struggling to find a job.  Most employers seem to think that paying $10 to $12 an hour is more than enough money for someone to live on.  I have thought about getting a second job, but when I was working I would be asked to work extra hours so I would not pass that up.  Getting a second job would mean that I would give up overtime or get a job that could start later, which would mean not getting home until 10:00 at night.  To make a second job worth it I would have to put in more them 3 to 4 hours because most parttime jobs pay less then $12 an hour and with the gas prices as high as they are a second job covers the gas I would use getting to the second job.  Its just a big catch 22.  A big circle that I can not get out of.
I am and have been in these situations.I don't know other parts of the country,but Texas could use change.I took a job at walmart after my divorce,to suppliment the $500 a month I recieved from my ex husband.Due to my health I had to quit,osteogensis,plantar facitis,depression,panic attacks,fracture in my spine.Still I tried to hold on and work for 18mths.I couldn't afford heath insurance,so I went thru the county.This cost me $40 a month.I couldnt afford to pay this anymore,so carelink hit me with $400 or I cant get carelink.This was for two office visits,over $300 for one office visit alone.Yes people,this is for low income,they say the Drs can charge whatever they want.So I was left without medical care.Then I thought continue my college,so I applied for the pale grant.They did give me the grant,online courses,the grant only covered the tuition,not the books.The books we're going to be $200,used,which I couldn't afford.I applied for food stamps,they denied me.Saying if I was going to college,I had to work 22hours a week.So your penilized by the system for trying to better yourself.Then I applied for SSI,if for nothing else,health care coverage.They diagnosed me with all the above,and denied me SSI. I know theres people who really need foodstamps,afdc. I have to ask myself tho about the ones sitting in the welfare offices with cell phones.Also the ones who keep having children,welfare states if you have a child under 5 you dont have to work.Why not say,we will pay for your college,child care but you either have to work,or go to college? I know people who have recieved SSI due to bi-polar,depression,bone spurs,ADHD(even for thier children).Whole families where every person in that family is on SSI.Every month I wonder how im going to make enough to pay my bills.Ive found ingenious ways to survive,ebay,taking jobs cleaning houses,move outs.I do these inbetween the bouts of not feeling well,and the depression.I come home from a house cleaning job and have swollen feet and ankles for 3 days afterwards.Ive been without water for 8 months now,getting water from my neighbors.Theres days I eat beans and rice.I wonder,if I can manage,why cant other people?
 
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December 21, 2006, 2:17 pm PST

12/21 One Paycheck Away

Quote From: foxiblu

These cries for help are examples of our sad society.  "My dream would be to find a sponsor..."  SPONSOR????  This society/generation seems to constantly whine and look for handouts. Without a doubt they have sad situations and I don't mean to belittle their hard times.  We've lost touch with the teachings of our elders. Saving for a rainy day, preparing for our future, and money management doesn't seem to be of any importance anymore; instead, everyone seems to be looking for someone else to carry the burden. We are running out of elses!  I've seen time and time again how helping someone out of a hard time doesn't help them in the long run because it's usually their own inadequacies in management that got them there in the first place. Therefore, yet another hard time is in their near future.  For the rare few that work really hard (not their perception of their hard work), I cheer helping them.

 

I dread the showing of how the homeless are treated on the street. I fear the one sidedness. I can say from first hand experience that there is help for the truly homeless. The vast majority have put themselves there and are looking for handouts. Many people are burned out of trying to help others just to see them in the same spot a little further down the road. There are TWO sides to this.

 

If it's not money, it's a relationship that has gone awry.  We don't teach how to deal with either anymore, or we're teaching the wrong lessons.

You must live at the North Pole, 'cause that was cold.
 
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December 21, 2006, 2:22 pm PST

There is one point we are all missing!!!

Let me first say, I am not a parent or dating a parent, so I have a completely neutral view on this one.

It is my opinion, the father of the one child should not have to pay that much child support, and yes, he should know where his money is being spent or at least a rough idea.  I see too many cases of mothers anxiously awaiting the child support payments and spending it in their heads and on other things...but not much on the kids.

HOWEVER, we have to remember, that the mother pays for haircuts, groceries, prescriptions, any teams the kids want to join and all of the treats  etc etc..all month long.  THey don't pay for it in one part of the month, so in reality, the child support payment would reimburse some of that which is spent all month long.

I dont' believe however, that she needs $900 for one child..that's a bunch of crap.  Perhaps $400 is a better amount.

She is not a cautious person, as we can tell by her getting pregnant by 3 different guys.  My niece is the child of a mother who did that 4 times.... 4 kids..4 fathers.   They struggle for sure.  Unfortunately, my brother and one of the other fathers passed away so she is stuck with only two men to get child support off of.  However, she's gone back to school..got a great job, and is taking care of everyone..and is doing great!!  Perhaps the lady today could learn a lesson from her!

We do have to remember though, that it's not just once a month that mothers pay for things.. but at the same time, they shouldn't get a big overpayment as well.

Just my thoughts..

 
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December 21, 2006, 2:23 pm PST

ITS NOT HIS MONEY

Quote From: buddaby06

Dr. Phil,

 

How can you say that it is not the business of the father as to what happens to HIS money when it is sent to care for his children?  I believe that they should have the right to know what happens to that money.   Child support laws need to be reorganized to work just the same as survivors benefits through social security.  I have to report every year what the total of my daughters social security was used for.  It is money that her father paid in before he died.  I would contend that it is the same as child support.  MEN DO HAVE THE RIGHT TO KNOW!  End of story. 

I so do not agree with you! That money that fathers give over to the mother to take care of their children is the CHILDS MONEY! If he wanted to know exactly where his money is going then he needs to get custody of the child in court. The guy on Dr.Phil was rude and ignorant. Maybe you need to get more education on this subject also.
 
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