Quote From: sandy0914I'd be worried as well if I were you.
He's obviously not responsible enough at this point to be sharing an apartment with you right now. Moving out together I'm sure sounds great but realistically you guys can not afford it right now. Before taking that step both of you should have good steady employment with money in the bank for the unexpected. Not all people are naturally good with money, some need to be taught. Living paycheck to paycheck is no way to live, you both should have at least a minumum of 6 months worth of "expenses" in the bank before you sign any lease as a "slush fund" for those incidentals that will pop up. That way in case either one of you lose your job you can use that money to pay your bills and you don't have to borrow from one another to cover expenses.
In this day and age your credit report must stay completely clean, no late payments or missed payments for rent, credit cards and loans etc. . Until both of you have a few thousand dollars in the bank for savings don't even consider moving out.
I think you're right. I recieved some social security money relating to something that happened to my mom a few years ago (and they just now told us about it...but that's our government...XD) and I have about $2000 in the bank now. Last night he asked me if I could front him $250 for a payment on a charger!
He has 2 jobs, he makes money, and both jobs are ones that yield tips. He should have at least $250.
Sometimes I wonder where the money goes, and when I ask him about it, he tells me not to worry and that he'll be okay.
He almost did get a new car a few months ago, but the loan was withdrawn by the bank and he got his downpayment of $600 back to his credit. He spent $400 of it on a PS3.
I love him very much and I have no intention of leaving him at all, I'm just very concerned about future financial situations.
I don't want to give him the money, because I have a feeling it would be counter-productive in this situation, but it's a car that he can fix up and his father wants to turn that into a father/son project. Both of them are really excited about it, and he may not be able to get the car if I don't give him the money. I'd feel guilty, like I was taking that opportunity away from he and his father, but I don't think it would be the best idea to give in to him.