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September 10, 2007, 7:45 pm PDT
Am I being selfish or just taking care of myself?
My daughter says what I have done is "Unforgiveable". I just don't understand how some people can be the way they are. I was brought up with very clear values regarding respect of elders and feel I have been treated totally like a piece of dirt. My daughter continues to disrespect me - scream at me, berate me verbally and mentally abuse me. I feel like I am being used for my money and when my daughter doesn't get what she wants she denies me visitation with my grandchildren. Now I am not allowed to see the children at all - she says "for the rest of my life. I have gone out of my way to keep 3 rental income properties going for over 2-1/2 years now. My son-in-law is 1/2 owner in these properties and has not contributed a single penny. I am attempting to work out a resolution with a mortgage company to modify the payment - or get it refinanced so that the payment can be more affordable, but I cannot refinance on my own because my expenses are over $5,000 a month more than my income (disability income). My son-in-law and daughter have, ONCE AGAIN, lied and manipulated me into making two more mortgage payments from my retirement account (I'm on disability due to a severe back injury) They have promised that they would make a payment - NOT HAPPENING. My daughter said if I paid July they would pay August. Then my son-in-law said he didn't have enough money to make the August payment - so, once again, I paid it (am I stupid or just naive?). My son-in-law CLAIMS to have someone interested in buying one of he houses, but will not give me, OR THE REALTOR, any information about these people. I feel completely violated - I know that no one can control me unless I allow them to, and I continue to fall for their lies and empty promises. I feel like such a fool. My son-in-law was supposed to send in his income and expense information to the mortgage company so we could qualify for a "loan modification" to prevent the house from going into foreclosure. The ONLY reason he is even agreeing to this is because they (my daughter and son-in-law) want to buy a new house and have the kids go to a better school district. I AGREE WITH THAT. I would love to see them move to a different school district, however, NOT AT MY EXPENSE ANYMORE. My son-in-law and daughter live the "high life" and I have been paying for it for far too long. I am draining my investment accounts and retirement money just to keep the houses going. My expenses are over $5,000 a month more than my disability income and I cannot qualify on my own for even a refinance. However, my son-in-law STILL has not sent in his income information to the mortgage company so that we could possibly get a modification. I JUST FEEL LIKE SUCH A FOOL THAT I HAVE FALLEN FOR HIS LIES ONCE AGAIN - AND SINCE I MADE TWO MORTGAGE PAYMENTS (totaling $2,200) IN THE LAST 2 WEEKS, I DON'T EVEN KNOW WHERE I'M GOING TO GET THE MONEY FOR MY MONTHLY EXPENSES. The mortgage company said that someone named "Marianne" spoke to me on 9/4/07 - NOT TRUE - The only person I spoke to that day was a woman by the name of Annie. I write down every single person I speak with, their extension, their department, the time I speak with them and what is said in the conversation. I NEVER SPOKE WITH THAT WOMAN THAT DAY, yet the mortgage company files show that she spoke with ME. NOT POSSIBLE. I just feel so betrayed. I have been called "selfish", a "pathological liar", and a drug addict by my daughter and son-in-law (I'M 14 YEARS CLEAN & SOBER) and many many more nasty things that I cannot even put on paper, and I cannot take it anymore. I need to keep reminding myself that after paying almost $100,000 (it has grown from $85,000) that they continue to call me "selfish". I KNOW I HAVE SAID THIS BEFORE, HOWEVER, my daughter gets her nails done every few weeks, her eyebrows waxed, they have taken 6 vacations in the last 1-1/2 years, remodeled their kitchen, added a patio and new furniture....and the list goes on. I have had to resort to cashing in change to pay some of my own personal expenses as well as draining my retirement account. YET I AM THE VILLIAN and THEY WILL NOT LET ME SEE MY GRANDCHILREN. They are holding them hostage for money and a bigger, better house - and in turn I keep falling for their sob stories of not having enough money to make a mortgage payment for these homes. I just don't know how much more I can take. Should I let it go into foreclosure? Should I keep throwing good money after bad? Do I continue to allow them to control my thoughts, actions and emotions? I think it's about time I stood up for myself and put an end to this - BUT THEN I'M THE SELFISH "B____" THAT WON'T ALLOW THEM TO MOVE TO A NEW HOUSE. Is it my responsibility to support them? A friend of mine said I should "do the right thing" and pay the mortgages and let them move - I have no problem with them moving - but am I supposed to continue to let them hold me hostage and use the children as pawns to control my actions? Isn't there something wrong with this picture? Am I wrong in wanting my son-in-law (who is 32 years old and has a good job as a Financial Advisor) to own up to his commitment and financial responsibility to the investment houses? OR do I go broke supporting the investments and leave myself with nothing? Am I being selfish or just taking care of myself? I'm beginning to question my own self-worth and values because of this. I don't think it's my responsibility to continue to support my daughter and her husband by making all these payments on my own. He went into this willingly and aware of what the expenses would be, and it has only been since April that I have begun to ask him to help out financially. AM I WRONG? I'm just very confused - AM I BEING SELLFISH OR SHOULD HE BE TAKING ON THE BURDEN ALSO SO I CAN SUPPORT MYSELF?
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