Topic : Debt

Hey Everybody! 

I used to be a raging shop-a-holic! Thank God that is over and done with! I recently moved in with a family member to try and get my debts down, but I also had to change jobs, and now I have a significantly lower income.  WIth this said, I just want someone to tell me that this will get better, because I just feel like my life is on hold! Is this how everyone feels when they first start paying off their debts? I had big dreams of going to university and starting a wonderful career and a family. I feel that this is so far off right now! Eeek! I hope that this gets better. I just need to find a great support group. 

Thanks, 

Tami 

Hello! 

I was also a shoaholic! You can read my February 26, 2006 post about it. 

It took quite a lot of time to pay off my debts, and i did not have that many, cause thank God I gave myself a reality check on time! ;o) 

I too felt like my life was on hold... but it is worth it. 

Now I have 0 debt and can have a fresh new start... leaving in my first appartment soon... :o) 

Good luck and take care! 

take the lowest bill and pay that first and then work your way up.  i know how draining that can be i feel like jumping myself.  yes they are very aggresive and mean.  i feel like they don't care what we have to do to pay that off and the stress we go through.  i feel like they keep calling and calling untill they get there money and try to mock us and treat us like we are dirt.  i feel you pain you have to take one step at a time thats all and not take on the world ok.   

Hi! 

Do you have a lot of debts? 

I personnally did sacrificed a lot of my hobbies and expenses during a whole year to get to solve my debts, who were due to bad shopping habits. I told myself that I needed to stop definying myself with what I have and started doing it with what I am. 

Does it really matter to have brand new shoes of that particular trademark... or a 100$ shirt? Who cares anyway... at the end of the day, what really counts is what I am inside! That's what i told myself. 

On each paycheck, I was using the minimum amount for expenses I had to afford: Toothpaste, bus tickets (I do not have a car), food for my pet, etc. The rest was going straight to my credit card company. I must admit that I am very lucky to still live at my mom's house. 

It lasted a whole year and it was worth it. I told myself that if I could spend the money I had the way I used to.... I could surely pay off my debt entirely without failing. 

I also sold all my useless stuffs on Ebay. I sold my cds and vhs on Amazon.com.... it was worth it. I made more than 500$! 

If I can do it, you can too!!