Topic : 01/02 Money Rescue: Extreme $pending

It's very simple but pretty much irrelevant now since we are being forced to go beta in four days. Click your user name on your message that has been posted, scroll to the bottom, there is a link to your messages there. It reads, 'view all messages from this user', or something like that.   I checked all messages posted by you and there is only one with no replies. If this isn't what you meant then please ignore this message. ;-)

Not many teens WANT to go to college these days, they don't even bother finishing high schoool sadly enough.  It's so wonderful that you want to further your education and make something of yourself. It is unfortunate that your parents didn't prepare for you to do so.  You're just going to have to work a little harder than most.  Unlike high school, you can go to college anytime. Work hard and save your money, it's easier when you live at home with no bills, so start now. Most importantly STAY FOCUSED! I know people who went to become one thing, then went back years down the road to either add to their degree or become something else.  There are so many different career fields for which you can get a degree online now too. If that's an option for you. That's what I did!   Just don't give up on your dreams because your parents failed to financially plan for you.  People like you are the one's who make it in life. 

 

I've had some personal issues going on and one thing I've learned in the last year is, if you want it, you have to be the one to make it happen.  I'm in the process of working and saving for my own place.  It's by far the hardest thing I've done yet, but I know it's my only option to get what what I want.

I wish you all the best!

You're so right!  And you know, the saddest part is, taxpayers WILL BE EXPECTED TO BAIL THEM OUT!  I'm not so sure but what taxpayers aren't already bailing them out.  I'm really afraid to think this generation and the next  haven't the slightest clue what life's responsibilities are all about and the way they're allowed to dress and act, they'll never be expected to learn.  It won't do anything but get worse.  I'm afraid it's out of control.

And now the porn industry wants a bail out.  Unbelie-e-e-vable!

I think this is a great message for everyone of all ages. American society is made to have an appearance of happiness within your family is a sign of material wealth. Meaning if your family has the nice house, car and things, you must be happy. I think parents hide financial issues from their kids, at many times even themselves. But when they hide their ignorance to money matters and spending, they don't teach their kids good habits. Next thing you know their kids are caught up in the same cycle. At 25 yrs old, college graduate, I felt helpless and financial debt sucking me in a hole I didn't know how to get out of it. Embarrassed, I hide how much I was in debt from my parents and next thing I knew I was $30,000 in credit card debit with  5 different credit cards, and the average APR on the cards were about 20%. It was a hole I didn't know how to get out of and too embarrassed to ask for help.

After finally sucking up my pride and a push from a very strong mom asking me to let her help me I am finally getting out of my debt. She helped take out a loan to cover my entire credit card debt with a lower APR so I was able to pay off the principal a lot quicker. Although I am forever grateful she has willing and able to help me, I realize how many more of those were in my same position and had no one to turn to. In my culture, Family, Food, and Finances are the most important things in this world. If you can, you help family even though it causes you to make sacrifices in your life to help another member and share the load. I have shared my story to some of my American friends and they would say, "Wow...my family would never help me like that". I think this is also a problem. Not only do people keep their finances under wraps, but when they finally give in to their pride, their family is not willing to help. I believe there needs to be more classes available for free to better educate our society on how to manage their money and have a turn in society to help each other with this problem. Maybe it will give hope to those that seem like their situation is hopeless.