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Messages By: peepinbud

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November 9, 2005, 7:28 am PST

Economic Realities

 Why doesnt Dr. Phil deal with this fact, that NO ONE would live at home given a choice? Many people CANT GET JOBS! or the pay is so low, they can't sustain even the most humble standard of living--ie keep rent paid and transportation. He calls them moochers while never facing the fact that the wages of todays especially entry level jobs are so low, no one can live on their own. What does a young adult do who makes so little money they have the choice between crawling to the ghetto, endangering their health or well-being or ending up in a shelter? Are those parents to tell them get out? 

 I believe the economic realities out there are ignored to the extreme. When most kids come crawling back home, they arent MOOCHERS, they are BROKE.  They are SICK, they are UNEMPLOYED.

I wish Dr. Phil would face the facts about the modern working world. That wages are so stagnant, people can barely make a living. Even older people are having a hard time making ends meet. . That even for many people especially young and inexperienced FINDING a job is near impossible.  There is a trend in society for wealthy or middle class Baby-Boomers to be told just throw those kids out. Used to be in the old days families did come together to share resources.  Not anymore.

Im tired of this whole MOOCHER mentality like they are all lazy instead of UNABLE TO GET A JOB.



 
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November 9, 2005, 8:43 am PST

11/09 Next Generation of Moochers

Quote From: kleesun

Good for you, but without knowing more about the daughter I don't see how anyone can judge whether or not she should have been able to stay in school, is employable, etc.  While I agree that she doesn't seem to be pulling her own weight and that her dad doesn't sound like he's holding her accountable for anything, nobody here tell from that post how functional or not the girl is at the bottom of it all.  "Mental issues" is a very vague description, and I'm sure you know yourself that psychological problems come in a full range of types and severities. 

  

I'm learning disabled (and what I guess could be called "socially disabled"--I have problems interacting with people, which can make if extremely difficult to deal with professors, school counselors, etc.).  I went to a good four-year college and graduated, which was something my parents feared I would never be able to do.  I would not have been able to do it without their support.  Honestly, if they had been as big on "tough love" as some of my friends' parents, I would not have finished high school and , frankly, I probably would have committed suicide a long time ago.  I've learned to compensate for my disabilities as I've gotten older, which is a mixed blessing in that I am more functional, but it also makes it even more obvious to me how different I am, which is painful. 

  

I'm a little offended by what seems to me like generalization of the natures of adult children living at home.  We're not all spoiled, whining, sponges.  I came back home after college initially because I was having a hard time finding a job that I could live on, and my mother was ill and my father needed someone who could help with the housework that she couldn't do.  I've been out of college for five years and still live at home, but I have worked full-time the whole time, paid rent, do housework, run errands, paid for my own personal expenses, etc., etc.  I finally have a job that pays me decently and that gives me enough benefits that a couple of sick days won't put me behind, but I'm getting ready to go back to school and, once again, will not really have the money to move out.  My parents don't mind having me around but they do want me to be self-sufficient (which is why they are letting me stay if I go back to school).  They don't pay my expenses. 

  

I hate the term "Boomerang Generation", especially at a time when everyone is complaining about how much harder it is to earn a living.  I was paying $200 out-of-pocket a month for health insurance--I was 27, not overweight, never smoked, essentially never drank, never did drugs, did not sleep around, had no preexisting health conditions, etc..  It was ridiculous.  I got a sinus infection the week before a job interview and had to go to the doctor.  I didn't even get a real exam--the consultation and five antibiotic pills cost me almost $90 WITH INSURANCE.  I had to take an unpaid day off work to go. 

  

As far as I can tell, Jay still does quite a bit of work for his dad, and I'm sure that being Dr. Phil's son hasn't hurt his situation in life at all.  If Dr. Phil is really going to talk about the Boomerang Generation, how about some discussion of costs of living and diminished employment compensation instead of just pointing out how spoiled and worthless we all are?  I hate to see the "kids" on this show held up as examples of my generation and my situation.   

 I agree, I hate the term Boomerrange Generation.

Lets face facts Generation X and now this present Generation HAVE NOT done as well as the BABY BOOMER generation, and its not due to lack of hard work, skills or more. The middle class in this country is disappearing.

I am glad your family has helped and you have been able to contribute to the household. Some families the parents are so rich, and so out of touch that even if the adult son or daughter contributes to the rent, they are resentful and have no understanding of why they have not acheived the same amount of wealth. Some wealthy families share the wealth like with Dr. Phil helping Jay get a step up. But some parents drop kick the kids out the backdoor, after they had grown up in households where such parents shopped for recreation, and never went short of a dollar totally unprepared for what the real world is like or even what MOST jobs pay.

There are jobs now, I have realized PAY THE SAME EXACT AMOUNT that they did back in 1990. Prices have gone far higher.

Unless one owns their own business, has been able to achieve professional status as a doctor, engineer or lawyer, having a "JOB" or even a college degree now, is no guarantee of a sustainable income.

As for the family of 13, I kept finding myself thinking if there wasnt so much resentment, they could have all pulled together and actually all shared in a better standard of living like getting a LARGER place to live.

Its sad when you see 20 and 30 something sons and daughters of upper middle class plus people living in the ghetto, and having to go down to the church pantry for food, because their jobs dont pay enough and going without decent medical care.  [this happened to me] One can choose NOT to mooch on parents, but that doesnt always turn out good either. Living in desperate poverty doesnt do wonders for ones health, mental well-being or future.

Families used to pull together in the old days, sharing resources and more. Now the parents throw their kids out once they turn 18 or 21 and say sink or swim. And these same people will be crying in 30 years when same kids shove them into a nursing home.  People just dont care about each other anymore.

As for the 36 year old daughter, I wonder why her seemingly well-off parents didnt help her with a job. Why is she working as a waitress? She MAKES NO MONEY. So wonder she feels desperate.
Again Im going back to my theme unless  aperson has a steady sustainable income, I dont care if they are a MOOCH or NOT a MOOCH, they wont be able to take care of themselves!  If the parents are more centered in resentment rather then trying to actually help their daughter rather then keeping her down....she will not be given any step up.



 
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November 9, 2005, 8:07 pm PST

11/09 Next Generation of Moochers

Quote From: brachan

There is hardly any jobs anymore that pay more than $5.15 an hour, unless you count all those "work from home" jobs that are more than likely bull.  You try finding a job in a place like I live, but, judging by the date you are quoted as typing, you are probably retired and living off of Social Security that I helped to give you when I did have a job.  So what would YOU know about it.  I think that a lot of the trouble is that there are more people than there are jobs and that people in the stage between highschool and college are suffering titles like "mooch" while they attempt to scratch out a living in our failing economy.  And college tution keeps going up and up, making it impossible for people like me to go to college, forcing me to work minimum wage jobs, and forcing me to throw all my money away on rent, bills, gas, etc. 

And now that our Colorado government is going to keep all the excess taxes that they have raped from me, I am seriously thinking about throwing myself off of a bridge.   

 Hey the economy is going in the toilet.

Even people in their 30s, with college degrees are only making 10, 11, 12 and hour and barely making it.  I just realized my household income has not gone up in 5 years, despite endless efforts. Im kind of freaked out because even my ebay sales-- I only sell a small amount--pin money that was really needed-- have literally gone in the toilet in the last year....[I have the feeling that is an early sympton of the real state of the economy--]

The sick thing is older people who lived in a much different world when jobs were for life and there was actually incomes that paid substenance wages, dont GET it.


Dont throw yourself from a bridge. I will pray for you.
 
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November 9, 2005, 8:14 pm PST

11/09 Next Generation of Moochers

Quote From: draperc

 I don't think the boomerang effect is just a result of dispositional factors of either the parents or the kids.  I think I big part of it is that the world is changing; the middle class is thinning and dividing, minimum wage is not anywhere near enough to live on, and college education is no longer something that puts you at a major advantage.  I'm only 23 years old, so I can't go on about the 'good old days,' but my parents can, and I don't always ahve a chance to escape.  Through these conversations, my observations, and what I understand about our culture in general, not everyone has a chance at making it financially.  Going to college doesn't guarantee a job that pays more than minimum wage, it just guarantees a debt.  I was lucky that my parents paid for my college education, but I'm getting ready to go for grad school loans, and I'm watching my friends with college degrees struggle to survive above the poverty level, and I'm horribly scared to go in debt--even for a PhD--because there's just no way to guarantee that the job market is going to allow for me to pay off my loans, no matter what my work ethic and dedication.  I believe this is the reason for the boomerang effect, and I think it's going to get a lot worse before it gets better.
 I have a weird piece of advice for young people on this board.

College unless you have the money for a professional degree-lawyer, doctor etc, is a racket for most.

That 20,000-60,000++++ would be better spent on a house or a business Im serious. Imagine buying a small house and not having to ever pay rent or mortagage again. Imagine starting off a business that brings in money rather then where you have to work for years to pay off a loan.

One can educate THEMSELVES away from school. Yes I know there some things that require certification etc....but peoples options are more then just GO TO COLLEGE.

College isnt as necessary as they make it out to be. Some may disagree with me. {I have a college degree by the way]

If I had it to do over, I would have forgone college and sunk the money I spent on it into a small house or business.


 
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November 10, 2005, 7:29 am PST

11/09 Next Generation of Moochers

Quote From: alicekja

I agree with the people who have expressed the difficulties for young adults of covering costs such as: paying rent (here in Minnesota $650/mo), food, $350+/mo, Utilities/phone $230/mo., health insurance/other health costs: $180/mo., transportation car payment/insurance/tags: $250/mo., clothing/uniforms/shoes for work $85 mo.,  student loan payments $100-200/mo.; Total: 1615-1945/month, and I'm probably leaving out something.  Median wage in this town:   $11/hrX160 hrs of work per month=$1760.    This means a monthly deficit of almost $200 and nothing left over for anything extra, like socializing with friends, buying a pizza or going out to a movie/getting a DVD, buying makeup, toiletries,etc. 

  

Most young people DO share housing expenses, and that helps, but you can see how it is a challenge to save up for buying a house, and God forbid that anyone should get pregnant and have a child - a nightmare of increased expenses and getting further and further behind.  A recent survey of University of Minnesota unionized clerical and technical employees (avg. wage - @$16.00/hr )discovered that a huge percentage of those people are using credit cards to buy groceries or pay for medicine costs for family members, and feeling further behind, racking up that personal debt that crushes so many into bankruptcy.  How can we promote the "ownership society" when young families aren't making enough to have children, much less to own property? 

  

  

 Thanks Alice for admitting what is true, and that isnt just YOUNG people but middle aged people too. I know plenty of people in their 30s and 40s including my household struggling to live on such incomes. Just getting further behind. God help you too if one person gets sick and you add medical expenses into the mix too.
 
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November 10, 2005, 7:35 am PST

11/09 Next Generation of Moochers

Quote From: shubb61

I did not get to view all of todays' show, but I do agree that our kids of today are not as prepared as we were as kids. We knew that when we finished high school that we were to go to college, get a job and move out and take care of ourselves. We did not know any other way.  

My son for instance is 20 years old is in his 3rd year of college, living at home, working full-time and can't seem to make ends meat. Excuse me, but it is time for him to go out on him own.  

My husband and I struggle with this, because we feel that he may not continue on with college if he has to pay rent on an apartment. I feel that if he so chooses that is his choice.  

He has his privleges, he comes and goes as he wishes. He does his own laundry. We pay the house expenses. We buy the groceries, pay all utilities, but he never offers.  

I guess my confusion is when is enough? 

He works the night shift 5 days a week, goes to school during the day, comes home and sleeps when he can. He does not help around the house, because in actuality he does not have time and when he has free time he is pretty much sleeping.  He goes out for fun when he can on weekends. He has gotten himself into financial debt his first year of college(credit card) and is working to pay this debt off. I admire him for that, but my struggle is, with him at home and not having to pay his own bills,(ie: rent, utilities,food,payments) should we continue to allow him to live at home or are we hurting him more by allowing him to live here. 

We see him spend his extra money on play things, or him going places with friends, which I know he needs to do some of that to vent, but when we don't see him save  his money and he continues to spend it unneccessarily what are we to do? 

I know I sound rambling, but I recently gave him a time limit. I told him that during his christmas break he must find a place of his own. He needs to find out what the real world is all about. He is angry at this, but I told him that he has no respect for his parents house and he thinks he ows us nothing.  I don't expect him to owe us anything, but respect! Clean up after yourself, be a part of the family, participate with the family  when he can and offer assistance when he sees the need. 

He just wants to come and go and not be bothered. He keeps his room a shambles, he hardly ever cleans up after himself(leaving dishes out). He constantly says he has no time? 

I struggle with what to do and how to offer suggestions to my husband. He is afraid that he will drop out of college and work full-time to pay his way if we give him an ultimatim. I feel that he needs that ultimatim. We did it and we did fine on our own. I think he needs to too! 

I could use some advice. 

  

  

 So your son works all night, goes to school all day....

When IS he supposed to sleep?

You know human beings need 8 hours of sleep a night  [some can get by with 5] or they get very ill...

When would have have time to clean or participate with the family?

I mean seriously....


 
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November 10, 2005, 7:46 am PST

11/09 Next Generation of Moochers

Quote From: jaf31260

My son is 26 and lives with me,  he got married young and divorced.  He has a 6 yr. old daughter that he pay's child support for faithfully.  We live in New York,  where the rent's are out of control.  He can not even afford a studio apartment.  He make's about $10.00 per hour and the rent's are NO Less than $1000.00 per month.  Yes,  I would love for him to get out,  but right now it's impossible.   I totally agree with you..................Dr. Phil need's to check things out around the country and see how expensive thing's are in certain state's.   My 21 year old daughter had to move to Virginia so she could afford to live. 
I agree.

I left a big city where I ended up liivng in basically what was a ghetto WHILE WORKING more then full time and barely surviving. [I wasnt a moocher, I moved to a place I knew no one instead of going home to parents in my mid20s]

I left to go to a rural area, where survival is easier but as the years past and ones pay stays around 10,11, 12 an hour, the prices have kept going up. Things have gotten tough again.

I noticed the poster making 40,000 a year barely making it. Where I live that would be a lower middle salary--ie you could afford a basic apt and decent level of living. He must live in California or some other expensive area. I once read that to live decently [decent apt, car, etc]in NYC, you had to make at LEAST 100,000 a year.
 
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November 10, 2005, 2:24 pm PST

11/09 Next Generation of Moochers

Quote From: runner75

How did you get through 8 years of college without working? Even if you had a full ride scholarship because of your academics, what did you do for spending money?  My oldest is a senior in college and works 20 hours a week for her spending money, and she's footing the bill (loans and money from her summer job) for the small portion of her tuition that isn't covered by scholarships and gift aid.  She's also on the dean's list and does practicum in her field 2 days a week.  8 years of college without working?  That's a totally foreign concept at our house. Both my kids have worked since they were 13 or 14. 

  

Are you telling me that you're 26, owner of an advanced degree, being totally supported by your parents, and you're not even working at a convenience store or sacking groceries??  When I got out of law school I couldn't find a job in the field for several months either, so I signed up with a temporary service and did all kinds of office work -- typing, switchboard, whatever paid the rent -- while my JD sat at home gathering dust.  That's how I took care of the "not even 10 bucks in my bank account" problem.  I then took the first job I was offered in my field, which was part-time and paid only slightly better than unemployment compensation.  But it opened doors for me and eventually led to the job I have today and have had for the last 17 years. 

  

If the area you live in is so competitive with respect to finding a job, why not look  -- notice I didn't say "move" -- somewhere else?   First you go look, then you find a job, THEN you move.  That's what I did 32 years ago, and yes, it does still work that way if you really don't want to live with your parents..   

  

If you don't want to be called a moocher, quit whining, go out and get a job of some kind, and support yourself.  You're 26 years old, for heaven's sake.  How are you going to explain this to your kids (if you ever do move out and move on, that is)?? 

  

  

 Vet school is difficult. It is the same as med school. I have a SIL who tried to work during med school and had to drop out three times. It doesnt work. If this person has dedicated this many years to this education and resources, then they should not throw it all away to work at a fast food restaurant. I know people who have HIDDEN their degrees to get fast food work or work down at the local factory. You are put in that position.

I worked all the grunt jobs, cleaning toilets, fast food, and they didnt do one thing but make me POORER and dig my hole deeper into ruined health. I worked from the time I was 10 [newspaper route]......but all I learned was a future of low paying grunt work. And I did some of these jobs after a teaching lay-off. If I had been given a little bit of time, and been able to collect my resources, and gotten help from relatives perhaps things would have been different. People can lose their health from poverty.

I dont agree that ANY job is worth it. Somehow a person with a veterinarian degree going to go sling hamburgers 40 hours a week for the next 5 years isnt the answer.

I do think they should consider moving, even if overseas if needbe. But then if theres no money thats difficult also.




 
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November 10, 2005, 2:47 pm PST

Where is the compassion?

 As Im noticing on this board, most are angry at those who sink instead of swim.

I have a friends from overseas whose friend said this...

"Its nice that Americans pride themselves so much on being self-reliant but too bad compassion has been thrown out the window along with it"

Young adults can get sick...PHYSICALLY and there is mental illness too. When young adults in some cases  are not even given resources to take care of themselves and have to do things like work 80 hour weeks at demanding part-time jobs pieced together with no health insurance, thats a problem.  Some of the tougher people can make it, but get sick, God have mercy on you!

There is a selfishness prevelant in American culture. Its part of the problem why young adults grow up unable to take care of themselves. They are left unprepared and cast out into a world where they ARE BLAMED for not measuring up right away.  Its almost like if you dont get that plum job right out of college, even ones own parents turn on you like vicicious dogs adding to the cacophony of the world outside. "LOSER"! "GET A JOB"! "WHY DO YOU MAKE SO LITTLE MONEY?"

I am of the belief that those who come into the most success, while hard work is a big part of the equation, have help getting there.  When they stumble and fall, they dont have a family that kicks them in the teeth while they are down. They have people who help them up [not enabling] but real help, and answers and EMOTIONAL support.

I have to admit for me, the MONEY in some ways is the last thing some of these young people need, they need families who care about their well-being.. Emotional support instead of looks of disgust because they didnt come out of college making $50,000 a year {I had a family so well-off, they considered my first teaching job of 14 bucks an hour in 1990, a LOSER job}

I believe college costs are a big part of this too. Some of the parents who help with the college degree, resent the money spent. They think college degree means instant wealth. It doesnt. Its a racket and now instead of helping young people start off with some type of foundation, we got them starting off with loans so huge hanging over their heads, it isnt funny. The whole thing is a racket!

Isnt it natural that YOUNG PEOPLE will stumble and fall? They are young.  If older people are fighting over the jobs in the working class range, with far more experience, should we be surprised we got so many young people finanically struggling. What are we offering them? Stigma, hatred, asking the impossible--to somehow turn $5.15 an hour into a sustainable wage?

Is it all THEIR FAULT?

Sure with some of them there is responsiblity...giving up as some of them seem to have done is not the answer...

But then you ask yourself for some of the moochers, where did they learn to be selfish to begin with?

In a society that says every person for yourself, sink or swim...[where families no longer pull together to help one another out]

Where else did they learn it?






 
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November 10, 2005, 2:51 pm PST

11/09 Next Generation of Moochers

Quote From: runner75

Peepinbud, he was only in vet school for 4 years.  The other 4 were undergrad.  What prevented him from working during that time? And what did he do during the summers? 

  

He's claiming it's OK to continue to let his parents support him because "he doesn't have $10 bucks in the bank."  Nobody's asking him to make a career out of fast food -- just to get off his duff and get some money coming in so he can contribute to his parents' expenses in supporting him. I punched a switchboard with a law degree moldering at home a lot longer than I wanted to, but I did it because "I didn't have $10 bucks in the bank" and it was my responsibility as an ADULT to remedy that problem, not my parents'. 

  

And if you would trouble yourself to read what I wrote, I did tell him to find a job first in a new area, THEN move. I know it can be done because I did it. Of course it's expensive to move.  But if his parents are willing to provide for his every need without a dime in reimbursement now, when he's not even trying to work, I'm sure they'd help out a little with moving expenses to get him to where his job is.  By the way, I paid my own moving expenses.  

  

I agree with the previous post-er that adults living with their parents who are paying board/rent, cleaning,  and generally not being slackers are not moochers if they have a goal and are taking concrete steps to carry out their plans to reach that goal.  It's the ones being totally supported by their parents and still whining "Poor, poor pitiful me" need to be gently but firmly removed into the real world. 

He says he has been out since June.

I think he should go try and get a vet assistant job whereever he can find one in the country.

We agree there.

However, I know that in some areas, even finding that switchboard job or vet assist job is pretty difficult.

Maybe he can share more details with us.

I just dont think someone who has put forth that much effort, vet school is actually harder then med school, is going to be a slacker, you have to be somewhat determined to even make it through that program. I know people personally who have flunked out of vet school.

I guess Im shocked in a way too, that isnt a career field that isnt wide open right now...


 

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