Messages By: gklassen

Hi everybody, I'm new to this. My wife and I are having debt problems to. We fell behind on some bills and now are suffering just trying to get back on our feet. We've already had our gas shut off ot our house because we're trying to pay one debt at a time but they just keep piling up and up it seems endless.

We already consolidated our debt at the bank we own a small business and my wife has a job on the side but it's still not enough It's sooo depressing.

To top it all off our 21 yo son moved back home because of drug abuse so we know have bigger problems because where we're from there is no government help. Life seems to be getting shorter at a rapid speed I could just curl up in a ball and die.

Life sucks...

Life will get better you just have to keep strong like I did. I sent you an email so if you read this first you'll know about it or if you don't read your mail often. We are getting better thanks to our bank and a whole lot of begging, for a while there we thought we'd have to sell everything to pay our debts or go bankrupt but so far so good we're keeping our heads above water. We'll talk again soon I hope I'm not always on this message board and sometimes i forget but be patient I'll be back .

Take care keep hope and lol Gary.

Hi everybody looks like i'm starting to keep my head above water. I bugged my bank long enough to consolidate my debts and they finally agreed. It tooks months but now I freed up nearlt $800/MTH which is going to help a great deal. I guess a person just has to keep going, because it was looking pretty grim and I just didn't feel life should go on or I should sell my house and vehicles just to servive. Good thing I didn't other wise I'd have to make more debt trying to regain what I had lost.

I have gone bankrupt in the past quite a few years ago and that to costs alot. But I had no choice due to a nasty divorce that was my only way out. But if bankruptcy is the only way then i'd say do it but you will have bad credit for about 7 years, atleast here in Canada.

All I can say to anyone thinking of going bankrupt is check every avenue first because credit seems to be very important these days. If anybody want to talk give me a holler at clean05@mts.net lol Gary