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Messages By: dimples052760

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January 16, 2008, 2:56 pm PST

I can relate to you totally!

Quote From: twoschues2000

My boyfriend was totally this way. For 2 1/2 years I put up with hearing about this greand idea or this great scheme...we only have to do this, we only need this, if we only use this for that...on and on it went.

Yes he worked - he had an income but was constantly plotting and planning his next BIG money making scheme... I noticed it when we met and I thought it was cute - he was ambitious - as things went on I though well maybe he just has bad luck as things he would try failed for one reason or another. I was also taking the toll as together as a couple - these things consumed all his free time and was starting to consume our finances as well - and it started out small then grew into more things - and more larger things...(INvestments)  

ok well he would get mad as I got skeptical or told him it wouldn't work let it go...and things turned into fights/arguements...Money bcame the center of everything and the lack or loss of it.  He would tell me it would work we'd have so much it was worth it to do...He'd make it right and pay it back to me...

2  1/2 years I had to leave him.  I was 35,000 in debt (thankfully that was all) and filed for bankruptcy. I had to be strong and stop it - Things over and over were repeating and not getting better.  I left him and got myself on track.

I'm now rebuilding my credit, down sized many things to get caught up, paid off all back bills and am even.

I have no real credit card debt I can't handle and am finishing graduate school as a single mom with 2 boys under 12 at home. 

I knew and have known for years if it sounds too good to be true it is...There is NO SUCH thing as get rich quick.  They have ploys and marketing techniques that pray on people';s weaknesses hopes dreams and desires.  They know people are in crisis - in debt to their eyeballs and beyond and yet continue to pray on them.  Desperate people are easy marks.  Be strong, work hard, make and have a plan is my best advice.

if that person is you STOP IT...if that person is married to you  you need to have a serious fierce conversation with them about it  and if you can't take it - leave it...My life has totally turned around - totally for the better...I'm a teacher I tutor on the side when I can - I budget, plan etc. and make things work. I have also found GOD and attend church regularly this has also helped make things easier  and changed my views on many negative things      Am I rich and blessed - in many different ways than with money  YES :)

 

I myself have been with a man for almost 3 years.  He is the nicest man I have ever known.  He is so sweet, gentle, honest, and so caring of others, he would give you the shirt off his back! His problem is  simple, he wants a rich, quick fix.  He is a contractor, which here in Florida, the work is not available.  After watching the Dr Phil show today, the first gentleman that was on, so reminds me of my boyfriend!  He would refuse to get a job from 8-5, saying he wouldnt  feel comfortable doing this, and I was talking about HomeDepot, or Lowes, where there are contacts there.

When the construction business, went into an all out low, he just packed his things, and moved to Montana, leaving behind his mom and son and of course myself and the kids.  He was there for 2 months, and then once again borrowed money and moved to Maryland, which he is now living with his best friend, which as of today, 5 weeks later, he has maybe had 2 jobs, and still hasnt pushed Lowes or Home depot. He would much rather take a wait and see attitude.   Which unfortunatly has pretty much destroyed our relationship along with his heavy drinking because he has no work.  This man I love is very talented, but does not seem to have the energy or the drive to go out there and push. I believe he wants people to come to him.  He also spends alot of time on the internet looking for jobs, which again he is not pushing himself out there.  Like the first man on the show today, we have both kind of dropped  God from our lives, not totally, but have not asked him for help...until now. I pray every nite for him to intervene in Jims life, and to get rid of the depression and alcohol consumption, which is caused by him not having steady work.I also pray for Jim to seek God again.   If he would just  drop the rose colored glasses and see that you must go out and work hard, and also understand that your chances of winning the lottery are pretty much zilch,  he would  be such a catch.  My only hope and dream is that he stops what I call mooching off of people (friends mostly, never me!)for money to move all the time and realize it is time to become a responsable adult. 

 
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May 5, 2008, 6:57 pm PDT

Boy, do I ever know a moocher!

What is it with these 40  or more year old men wh have no concious?  Unfortunatly I fell in love with one of these moochers, but really didnt realize he was a moocher until he moved away.  This 43 year old man I dated, not only lived off his mother for three years, in her house, but she cosigned  for his 50,000 truck ( which is not worth it) , because his credit was shot from yes, a divorce.  When Mom was ill and couldnt work for two years due to her health and I believe depression, The "GOOD SON" blamed her for the foreclosure  on there house, bankruptcy for all the bills ect... not once did he ever say that yes he hadnt worked in the past two years, and it was also his fault. He told every  family member he could get through to that it was all her fault for his proiblems!  AHHH HA.  So... He hitches a ride to Montana with his friend, a few jobs here and there, but  He never helped pay for any bills because he had to save his money for his 700.00 a month truck payment. He also didnt pay for rent.

When things went south from that episode (lasted about 2 months)Then he talked to best friend from Maryland ,  He again gave his sad sob story of how he didint have enough work, and was broke. His friend, offerd to pay his way to Maryland (with the stipualtion that my ex pays him back)  live with him, until he got a  job and got back on his feet. This friend has two small girls, Child support payments, a mortgage, and other financial obligations. My ex has  lived there since December,  he has had some good paying jobs, but his main concern is not paying  for anything but his truck payment and insurance.  He lives in his friends basement, I know he has paid for some food, but he has never onvce paid for utilitys, or rent.  He now goes and  has asked everyone of his friends many times to "Borrow" some money, because well he cant afford the gas in his big truck, he needs cigarettes and beer everyday.  He also enjoys the bar down the street and playing the lottery, which for some reason he has the money for the bar and lottery tickets.  And yes he has even asked me two times to borrow money.  I did loan him 100.00 beecause he had loaned me some, but then two weeks later, he asked to borrow another 50- 75.00.  I am a single mom!!  I am financially strained too!

I told him no the secound time. I was in shock that he even asked  me twice!  What a jerk!  I have told him to get rid of the truck, save all that money and get your own home to rent. His response was I cant, I need my truck for work!  I told him you can buy a good used truck.  But deep down inside, that truck is a status symbol for him.  And honestly I dont believe he minds the mooching.  HEs not embarrased by it anymore, it is his way of living.  I know if his friend kicks him out of the basement, he will eventually find someone else to move in, someone else to mooch off of so he can keep his precious truck. 

I know he probably owes close to 5000.00 alone to just his two closet friends and who know how much more he owes for his others he has "Borrowed" from.  I guess he expects to live with his bst friend for the rest of his life.  Unfortunatly for him, I dont believe he realizes this could destroy his best friends relationship.  You can only borrow so much money from a best friend, and then the friend realizes whats going on....

 

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