We have found ourselves in over our heads like so many others in America.
Hubby has a great job but I'm disabled, the medical bills are astounding. The catalyst was the high gas prices, the higher food prices, the higher electricity rates......it seemed to sink us fast.
We thought 'It won't happen to us" or we were immune. NO SO!
We just missed our first house payment this month......but we're NOT STRESSING about it!
If we go into foreclosure sure it will be devastating to lose our home, our first home, a home that took years of credit rebuilding to be able to buy.
If we file bankruptcy yes it will be devastating after years of credit rebuilding.
But you know what? We've lost far more....3 very much wanted pregnancies. What might have made other marriages fall apart (infertility then 3 pregnancy losses with me almost dying twice) has brought us together so tight nothing can shake our marriage..........least of all a HOUSE or credit.
Life will go on if we go bankrupt or go into foreclosure, as long as we're TOGETHER we'll weather any storm!
I'd live in a cardboard box as long as my hubby was beside me!
Debt is NOTHING compared to losing 3 pregnancies! I'd file bankruptcy tomorrow, who cares? We've already been through HELL losing our babies.......bankruptcy and foreclosure will be NOTHING.
Hey, we've rented before.......so who cares?
Right now its as bad as things can get but we're NOT fighting or arguing or anything over money. We either have it or we don't. We somehow always find a way.
Being disabled I cannot help financially (not eligible for SSDI or SS benefits, hubbys income makes me ineligible for SSDI and I lack work quarters for Social Security benefits)
My medical bills are astronomical, my medication is over 1000 a month........thank God for some insurance to help pay for some of it......still our out of pocket expenses are crazy.
There are far more things I can think of that are worse than financial problems, like losing 3 pregnancies or not having my medication and having to go back in my wheelchair and be in so much pain I think of death as a viable escape. (without being depressed either!)
As long as I have my hubby beside me I can endure anything. Bring it on, I'm sure I've survived worse....like rape, 13 yrs of child abuse, mental physical and sexual abuse.....self destructing over the rape for many years.........I've survived it all, bankruptcy or foreclosure is NOTHING in comparison.
Be grateful you have your children, be grateful for everything positive in your life.......you might have to look for it but its there.
Ask yourself, what's the WORST that could happen and go from there.
Nearly 14 yrs strong here......we'll weather any storm that comes our way TOGETHER.