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Messages By: renagade

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September 2, 2005, 4:38 pm PDT

Marcia

Quote From: marcia52

Right now, I feel more comfortable writing you here.  I'm working other issues and I tend to enmesh them all into 1 when I get an AHA or WOW moment.    

  

And I shall Respect your wishes. 

  

It was two years ago when my ex saw this Bob Kiyosaki on Oprahs show, and told me about his book.  I didn't get it for a couple of reasons.  Then about two months later I happened to be in the bookstore and saw it.  I started thumbing thru the pages and said Hmmmmm - bought it and started reading it immediately.  I was transfixed.  When I told her about some of the things Bob mentioned she was upset, basically because the author agreed with my point of view on some items.  24 to 36 hours after I finished reading - I decided to give myself 2 years to quit being a 'slave to a paycheck' and semi-retire.  I also decided to quit worring about my bills and instead to look for ways as Bob said to create wealth - It seemed that Bob was saying 'bills do not create wealth, but wealth takes care of bills.'   

  

I have created a website that has only got one more thing to do - I have everything in place for when it's finished.  There is another item that is in the works, but more about that later. 

  

As for Suze Orman - I've watched her show about 12 to 15 times and she doesn't seem to be as strong on people creating wealth in a short period of time - Am I wrong or right on this? 

  

Rigt now I am preparing to begin a work project that will see me working 12 hours a day 7 days a week for 3 to 6 weeks. 

  

Let me know how your doing - keep doing great because I know that your on the right track. 

  

                                                            Rog 

 
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September 3, 2005, 6:48 pm PDT

Congrats Marcia

Quote From: marcia52

Suze is more of an educator in finances ...  She has you working thru your feelings & thoughts & most importantly your FEARS about money.  She does introduce you to things like doing your will, creating trusts, insurances.  Then she starts introducing you to investments.  It's like Finance 101.   

  

For me it was the fear I had to get over with - I was just so very very tired of sabotaging myself left and right.  Answering her questions about my childhood & money was rather enlightening -- I've done Self Matters and it allowed me to LISTEN TO WHAT I WAS SAYING and to challenge the faulty thinking.  It really was enlightening.  I also like her words:  CREDIT CARD DEBT IS BONDAGE.  THAT I HAD CREATED A LIVING PRISON. 

  

And I realized it was just so true!  The fears that surfaced when I started to work on developing a plan to start paying down my debt and then do something about it was awful!  I had so many fears popping up that I had to sit down and listen to them and work each one before I could finally take the 1st step - make a decision on which one gets paid off first! 

  

Sounds like your ex- is more like me -- needs to do start at Finance 101.  Sounds like you had a good sense of money being your servant than me.   

  

I'm going to keep posting because it's a method of accountability.  Especially if I feel shamed or embarrassed about something - I'd rather tell the world so I can move forward. 

  

I gave myself 1 year to incorporate Self Matters into my life - then I gave myself 3 and took an early retirement to work out who I am.  Not what I was told to be.  It's the best thing I ever did for myself.  I'm on month 9 now.  I'm allowing myself to not push or shove any more.  I want to explore what my purpose is, what do I want to for fun not profit.  I like the simple life style.   

  

However, I will learn to invest, I will learn to make money -- but I'm going to have fun doing it or else it's more like work than purpose. 

  

Good luck on your project!  Hope it turns out well.  And let me know when you website gets published - I'll check it out. 

I can hear you growing by Leaps and Bounds!!! 

  

As far as a good sense for money - I was never afraid of it - when I was little the prevailing wisdom was don't discuss money matter with your children - so any time I walked into a room where they were discussing money - they ushered me out - which just wanted me to know what they were talking about all the more!!! 

  

My ex and I have almost totally opposite view on money and how to acquire it.  I didn't get a really good sense for money till I starting listening to people who had it - even the wildcatters, renagades, and 'regular' people.  Once I realized what they were saying - I almost totally lost my fears - just wanted to know more - then after reading Rich Dad - I totally lost any fears remaining I had - then it became 'full speed ahead'!  I know your going to get there. 

  

Marcia - you are sooo right - work out who you are - not what your told.  You are right it has to be fun - there was a show about 4 years ago on those that had made it - and the one indegrinate was that they had fun doing what they did and making money at the same time - they didn't consider it work. 

  

                                                        Rog  

  

 
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September 3, 2005, 7:00 pm PDT

Hi Nat

Quote From: bigred80

How is it that someone you don't know, can make you ask yourself the questions that you normally don't even acknowledge?   

    

Three of your questions all made an impact on me. Fear of failure, fear of success and fear of standing out are for sure the things that are holding me back. I am a learn from mistakes person, that is one of the things that I have always lived by. As a student I was very scared of not being right, so I did nothing and only just graduated high school. So at some point I decided to ask more questions and let myself be wrong. Not only did I learn more, but I was happier with myself.   

    

So now I am pretty certain that my two areas of concern are as always money and what I think is most important, stepping out of my comfort zone. Basically there are two options I am considering, one is to join the police force or two is to open a cafe in a newly developing local shopping center.   

    

Two jobs, poles apart. But both are very enticing to me. But both are going to require a whole heap of commitment from me and that is where your questions hit home. To join the police force is going to require a lot of time and dedication, both of which will take me away from my family.   

    

The Cafe option for me, although it would be expensive, is the safe option. As crazy as it seems this is also the scariest option. It is what I know, when I left school I studied to be a chef, and then took a job in hospitality in the defence force. I know I want to try something new and my own business would no doubt provide that, but if I get it wrong, my family looses, if I get it right, is it really what I want to commit my time to?   

    

On the other hand if the police force doesn't pan out, we haven't lost anything. I just continue looking for another job.   

    

It is crazy, a few years ago getting a job was all about me, now it is all about us. Nothing like some pressure to make you feel mad.   

    

Thank you for helping me, it is good to have some wisdom. And someone to bounce my ideas off of.   

    

Nat   

How do some people make you doubt yourself - easy - because they don't like themselves and they have to put others down. 

  

I was like that in hight school too - till I found out that part of this problem was the fault of the teachers.  Going into my senior year and after talking to my Uncle I became Me and let the chips fall where theymay. 

  

If you don't step out of your confort zone - not only do you loose - but your family suffers. 

  

The reason the police option is not scary is that you have nonething to loose - except your life in the line of duty.  The police dept will provide everything - however you may too a large extent loose yourself. 

  

The cafe is the scariest because You will have to provide everything and everything falls on your shoulders.  However if you succeed walaa!!!  If the cafe fails, your family will not loose they will still have you and I'll bet they will be supportive, and you will still have yourself. 

  

On the one hand Nat - you and only you can make this decision - on the other let me know the pros and cons of each and I'll give you my opinion. 

  

                                                    Rog 

 
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September 4, 2005, 8:24 am PDT

I hear you Marcia

Quote From: marcia52

I too was raised with money issues.  But ours was hearing MONEY FEARS.  About 10 years ago, I took a tape recorder when I visited my father's 2 sisters  and then to my mom's family reunion.  I asked them questions and learned so much about my family past. It was the best thing I ever did for myself!  I highly recommend it for people!   Especially if they have elders.  But now, with camcorders, you could actually do it a whole lot smarter. 

  

I learned that my mom lost her home and went from middle class to living in a 3-room shack. In the winter, they lived in 1 room.  They were eventually farmed out to different families.  Their dad deserted them and wouldn't pay a penny for their support. My dad was basically the same. 

  

By learning where they were coming from - I learned where I was coming from.  That my parents had pasted down their fears/shame to their kids. 

  

Right now, I'm just happy to finally hear myself say, I need to cut back again!  I need to only spend $$ this month.  How can I .....   It's pretty cool cause it's not causing to great of a fear.  But I'm still at the BEING COMFORTABLE with it before I do something.  I figure GOD will give me the time because it's what I'm having to learn right now in my life.  Sounds funny doesn't it?  but it's true... I discovered awhile back that if I just followed the lessons as they arrive and do something, no matter how small or big, I was always moving forward. 

You are right, God will give you what you need when you need it - trust me - He has done that for me sooo many times, and no it isn't funny - it's Gods Plan.  God has given me wisdom when I needed it and will do the same for you, and you are doing the right thing by keeping yourself Open to His Voice - Just keep doing this and you'll never be wrong. 

  

What happened to your family - can and did leave a very lasting fear on you - very declarative - but with the help of God, you will overcome. 

  

                                                               Rog 

 
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September 4, 2005, 8:49 am PDT

Hi Songblue

Quote From: sungloblue

 Brat is a nice way to put it . Have you meet my SD cause everything you said is SOOO true. She has never had respect for her mom , dad or anyone else. BUT when she turned 18 I stopped letting her treat me like trash and started telling her the real in your face deal and she HATES me for that. We would really like to help guild her in the right direction so she can be happy but  nothing is ever good enough for her. She is very smart and could do anything she puts her mind to.But she is also very hard headed to anything we have to say. Do we need to just let her go and hope she finds her way or what?? This has been going on for 2yrs now. How do you help them find there way?

Let me be very straight forward - your first major mistake was waiting till she was 18 before you tried to put a stop to her behavior.  Remember what Jay has said on his dads show - kids don't want to loose - believe it or not she is listening to you, but she doesn't want to loose.   

  

As for hard headed - I am a left hander - so we think differently - if she is left handed - this is one of the reasons and also her personality comes into play.  If she is as smart as you say she is - the other problem could be that she is not being challenged enough.   

  

I don't know how close she is to her 21st birthday, but if it's close she could be counting the days, just like I did.  Do you let her go - good question - she is either crying out for help - or shes counting the days.  I don't know what the law says in your state about age, but I do know that at 21 thats it.  No matter what - just don't you and your husband give up. 

  

Keep me posted.                                       Rog 

 
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September 4, 2005, 4:22 pm PDT

Hi Natalie - Part 2

Quote From: renagade

How do some people make you doubt yourself - easy - because they don't like themselves and they have to put others down. 

  

I was like that in hight school too - till I found out that part of this problem was the fault of the teachers.  Going into my senior year and after talking to my Uncle I became Me and let the chips fall where theymay. 

  

If you don't step out of your confort zone - not only do you loose - but your family suffers. 

  

The reason the police option is not scary is that you have nonething to loose - except your life in the line of duty.  The police dept will provide everything - however you may too a large extent loose yourself. 

  

The cafe is the scariest because You will have to provide everything and everything falls on your shoulders.  However if you succeed walaa!!!  If the cafe fails, your family will not loose they will still have you and I'll bet they will be supportive, and you will still have yourself. 

  

On the one hand Nat - you and only you can make this decision - on the other let me know the pros and cons of each and I'll give you my opinion. 

  

                                                    Rog 

I just read what queentween wrote to you about going into business - this is a perfect example of people that should never go into business.  I responded and I don't think they are going to like it. 

  

Anywho.  I was going to wait for a responce from you, but decided to do this. 

  

If you choose the police - you will have everything provided for you.  It will be dangerous, basic training will be hard and gruelling, and you will probabley be trained to loose your idenity.  You will be admired by some, and reviled by others.  Your family life may suffer, may not - depending on type of cases that happen.  You will put your life on the line daily.   

  

If you choose the Cafe.  Yes it will be hard work in the beginning, but if you know who you are, have  

confidence in yourself, do all your homework, do not think you know everything, allow other to help you run your business (and by this - in Lee Iacoccas book - he was the president of Ford - he said the job of a ceo is to hire people who can stand on their own feet, who know their area well and you allow them - not tell them - but allow them to do their job) you will have a successful busniness. 

  

                                                                Rog 

 
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September 4, 2005, 10:37 pm PDT

To Queentween

Quote From: queentween

Please please reconsider the cafe' option. I owned a restaurant for 15 years and it was a nightmare from day one. It was a 24/7 job with headaches coming from all sides at once. From licensing to taxes to scheduling to purchasing to advertising, to cleaning to maintenance and then of course, cooking, serving and filling in when other people fell apart......if you have a family, don't do it. Looking back on my life, if I only hadn't fallen into that trap. And working with your family makes it even worse. That time I spent cleaning grease traps- yes, fun stuff- when you own it, you do the stuff you can't hire others to do- is lost to me and I will never get it back. Now I sell sex toys at home parties through Black Diamond ent, work 2-3 nights a week, 4 hours a party and make a LOT more than I did working 80 hours a week at a cafe'- restaurant- owning the damn thing.  Now I see my friends, my kids, my husband, I can read, garden, volunteer, do fun things. Would I ever go back- no no no noNONONONO!!!!!!!

I have never heard such a negative responce from a business owner ever.  A business never has to be operated 24/7 unless the owner/management do not know what they are doing.  I have been to many restrauants and things followed smoothly. 

  

Yes when you have a business it does take a lot to get it going - but after the rough spots have been ironed out - owners/management should be able to keep the pace going with relative ease. 

  

When you hire people - you should be able to choose those that know what their doing from those that don't.  The only area I agree with you is family - they should never be a part of it unless they want to be. 

  

As far as the licensing to taxes to to to - if you hired people to do that then why are you complaining - or did you do that yourself - bad mistake. 

  

                                                              Rog 

 
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September 4, 2005, 10:48 pm PDT

To Debra1952

Quote From: debra1952

 My husband called me friday to tell me he had handed in his resignation from a job that pays $45000/yr.  I am retired and get a pension of $24000/yr.  We have a new house and he has a car pymt of close to $500/m.   I just got a flexible on call job, up to 20 hrs/wk.   He goes to college part time.   we can not make ends meet now! He is taking an attitude with me, he is angry that I am worried. Go figure. We have been married for almost 14 yrs.  I really wonder if this  happened to force me to leave him. We fight alot, he is bi-polar and just switched meds. Debra

Be very careful.  He may be doing some other job to bring in money.  Switching meds could have done it also.  It seems that anything can set him off.  Take care of yourself.  Keep this site posted and have phone #'s ready in case.  

  

                                                          Rog 

 
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September 5, 2005, 1:24 pm PDT

To Debre1952 Cont

Quote From: debra1952

 My husband called me friday to tell me he had handed in his resignation from a job that pays $45000/yr.  I am retired and get a pension of $24000/yr.  We have a new house and he has a car pymt of close to $500/m.   I just got a flexible on call job, up to 20 hrs/wk.   He goes to college part time.   we can not make ends meet now! He is taking an attitude with me, he is angry that I am worried. Go figure. We have been married for almost 14 yrs.  I really wonder if this  happened to force me to leave him. We fight alot, he is bi-polar and just switched meds. Debra

From what I understand about bi-polar - your mood swings, and then there's anger.  Why your husband quit his job only he knows - and he might not really know.  First of all sit down and think.  Did you call your husbands company and find out what happened - if not do it.  Analyze your situation.   

  

Is he going to come out of it and get his job back, can he, or is that it.  You might have to be carrying the load for awhile.  Is the car in both your names or only his?  What about the house?  You said he has a car pymt, if you have your car and he has this for himself in only his name - my advice is to not pay it.  Get the phone #'s for food stamps/aid ready just in case - And contact all of the people/companies that the two of you owe - contact elec, phone, water, heat, etc. immediately. 

  

                                                            Rog 

 
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September 5, 2005, 7:02 pm PDT

To Natalie

Quote From: bigred80

I have to begin with, wow! I didn't expect to get that kind of response. And both so different.   

    

I have been thinking long and hard about this for sometime now. And yesterday I made my decision. Both points of view made me realize what I want to do. And the reason I have made the choice is that the reason I left my previous long term job, was because I had no sense of reason when I was doing it. I need a reason and purpose to be doing something.   

    

So now I am on the path that I know is best for me. I want to thank you Rog for your support. You made me ask myself some of the questions that I had to ask myself.   

    

Thank you and all the best   

Nat   

And what pray tell did you dicide????? 

  

If it's the police dept - Be careful, be safe, learn how to defend yourself, tell your family you love them every single day, and Gods Speed. 

  

If it's the cafe - I will be here to lend my business knowledge if you need it. 

  

  

                                                            Take Care - Roger 

 

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