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I can relate to Gail in the respect that I try on a daily basis to deal with clutter, but it keeps getting ahead of me.  I have problems particularly with mail and bills - when it is time to pay a bill it takes me forever to find it - only to realize it was due yesterday and there will be a late charge.  I make a pact with myself that it won't happen next month!  Anxieties take over - I become overwhelmed - I don't even know where to start - I walk away from it and the cycle continues.