While I do not know the specifics of this family, I do know that a huge part of the financial crisis this country is now facing is merely a society of 'living beyond' our means. We also live in a time of "I want it and I want it NOW"!! This must stop... I know my parents did not go and extend themselves financially to a point that they would be 1 paycheck from being broke. It is NOT what you earn that is important... it is what you SAVE that makes the difference. Why do people just feel to have bigger and better. They drown themselves in debt and then look around for the government to bail them out. Why not try living within the means of your salary and being happy with what you have?? Nice, new things (houses, cars, boats, etc.) may give you instant joy but that joy will dim and you will want the next new thing..... I am not saying that is EVERYONE in this situation, but it is the majority. Of course, this is just my opinion....