Today's guests are either clueless about how much debt they're in or are keeping their mate in the dark about it. Dr. Phil looks at how they got this deep — and what they can do to start digging out.


Budget Busters
Jamie and Virginia say they don't know how they managed to rack up $75,000 in credit card debt — even though they travel around the world and spend extravagantly.


It's actually worse than they think.

Debt Denial
Shawn is an inventor who has made a million dollars and lost it. His fiancée, Christina, says he's in denial about his debt.



"You are stone-cold broke," Dr. Phil tells him.

See Shawn's update.

Marrying Into Debt?
Doug and Peg talk about everything — except his big-time debt. She has no idea how deep he's in.




Will Doug's debt be a deal-breaker for Peg?

Dr. Phil's Tip of the Day