Marlene and Sheryll
Marlene inherited $250,000 from a cousin at a time when her sister was going through bankruptcy. Her sister asked her to purchase her home. "I told her yes, and a contract was drawn up," says Marlene. Then, a few days later, she and her husband decided that it was too big of a responsibility.
"I was so hurt and so angry," says Sheryll, who "I truly don't know if this relationship can be salvaged. This is a moral issue for me, and actually a family value issue. My family was raised that you're there for each other. After she said no, I realized that my sister was not a sister."
She adds: "I don't and didn't want her money ... I wanted her to make a choice on how to invest her money that would help me."
"Did she have the right to tell you no?" asks Dr. Phil, pointing out that the deceased didn't want Sheryll to have the money.
"She had the right to say no," says Sheryll, "and I have the right to say that's not a value I like in a person."
Asked if she is glad she held on to the money, Marlene says yes.
Kathy and Don
Kathy's husband won $4 million on a slot machine. She has three kids, and her relationship with her oldest daughter has been strained. "She wants me to do more, and I just don't think that I should," says Kathy. "It's hard for me to say no. I'm afraid she won't talk to me and that I won't get to see my grandkids."
"They need to learn how to make it on their own just like I did when I raised them," adds Kathy. "I'm a very loving, giving person," she says, pointing out that she has shared some of the money with her kids, and that they'll inherit the rest when she passes away.
In a phonecall, Diana, her oldest daughter explains that she's disappointed her mother made so many promises with the money. "It's not so much upset," she says. "It's disappointment."
Terry and Cheryl
Winning $5 million has become a burden for Terry, who's since become more isolated.
"When is enough enough? Where do you draw the lines? Are there lines?" he asks Dr. Phil.
His sister, who is fighting breast cancer, makes it clear that she is not after his money. "When I call and ask for your advice and your help " she says, "it has nothing to do with your pocket book. I can't get a hug from a pocket book."
She tells her brother: "Just be happy. Take that wall down, open up, and let us come back in. I need you back in my life. Not your money. I just need you."