David tells Dr. Phil that his income was dwindling and his house was in danger of foreclosure. "I decided, â€˜I'm not going down without fighting.' So I decided to learn some things on the Internet," he says.
"Are you filing fraudulent tax returns?" Dr. Phil asks David.
"That was a mistake," he concedes.
"I understand your theory that currency is symbolic, and it's just representative, and if there's not gold behind it, then it's just paper, and all that. But [what you] claimed was that you had $55 million dollars worth of that paper," Dr. Phil says. He holds up a stack of forms. "Did you make up money orders for, like, $40,000 when you didn't have $40,000?"
"Yeah, with my social security number on it," Tracy says.
"Do you believe that it is fair and reasonable to accept goods and services from someone knowing that you're not going to pay for them?" Dr. Phil asks David.
"It depends," he replies. "I don't feel sorry for the banks, from what they've done to us."
"I'm frightened about what you've gotten us into, David," Tracy says through tears.
Dr. Phil turns to attorney Areva Martin. "What do you make of all this?" he asks.
[AD]"I'm very concerned for Tracy. I'm not here to advocate that she divorce her husband," Areva replies. She turns to the stay-at-home mom. "I am very concerned about the legal issues that are being created in your marriage, some of which can lead to criminal liability and civil liability. You've got options, and you have to know that you have options, but as long as you stay in a relationship with David, and David continues on the path that he's on, you're subjecting yourself to the worst nightmare. You're going to be in such a pit financially, it's going to be almost impossible to dig out of it."
After Areva's pronouncement, David turns to Dr. Phil. "I feel like she dramatized it a little bit," he says.
"When I look at made-up money orders, made-up promissory notes, civil penalties from the IRS, I don't think that's drama, David. That's reality," Areva counters. "These are legal obligations that she's obligated for."
Dr. Phil notes that David spends many hours on the Internet researching his theories on commerce. "If you're going to work that hard, why don't you just get a job and pay your bills?" he asks.
"I work hard. I have a dental lab," David replies.
"You work about three days a week right now," Tracy chimes in.
"I like working. When I'm busy, I'm busy. I used to work 16 hours a day," David says.
"Are you worried about your kids?" Dr. Phil asks.
"Yeah, I love them," David answers.
Dr. Phil addresses David. "I think you need to unplug your printer," he quips.