After 20 years of marriage and three kids, 40-year-old Nikki says she’s divorcing her husband. The 40-year-old, whose daughter is currently living with family friends, says it’s finally her turn to be “a little bit selfish.”

WATCH: 13-Year-Old Says She Worries About Her Mother ‘Mom Is Being Immature And Childish’

“Nikki’s living a lavish lifestyle, and she’s using older, rich men to do it,” says her friend of 30 years, Jamey. “Meanwhile, my husband and I are busy raising her daughter, 2,000 miles away.”

Jamey says the 13-year-old came to live with her and her husband, Jason, nearly four months ago but claims gives them very little financial support. “Tyler has sent money, but Nikki tells me that she can’t send money.”

“Right now I’m barely eating once a day, and I was just evicted out of my home,” says Nikki.

WATCH: My Confidence Has Gone Through The Roof,’ Says Woman Who Claims Her Husband Encouraged Her To Date Other Men

Jason says Nikki boasts on social media about her “posh lifestyle,” and claims to be dating a billionaire. He says she appears to have money for her hair, nails, and alcohol; but claims she tells him her daughter has to “go without.”

WATCH: ‘My Best Friend Is An Immature, Selfish, Absentee Mother’

Is Nikki putting her own needs in front of those of her daughter? Two of her children, and soon-to-be-ex-husband, Tyler, weigh in on Monday’s Dr. Phil.

Find out where to watch here.