Chris and his wife, Pepper, say they are actively involved in a bankruptcy and are spending around $1,400 a month to pay off their debts.

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Pepper claims Chris is a compulsive shopper with motorcycles, multiple cars, and an RV, and needs to get his spending under control. “His parents left him quite a bit of money. He spent it frivolously,” she claims.

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“Those are inherited vehicles,” says Chris. “I didn't pay for those. Why can't I have an RV?"

Pepper admits she got tired of Chris spending money on himself, so she got a breast lift and a tummy tuck. She says she spent about $18,000 on her “mommy makeover,” and paid for it on credit.

Dr. Phil introduces the couple to New York Times best-selling author, Larry Winget. The self-styled “Pitbull of Personal Development” works to help people with spending and shopping issues get their financial lives back on track.

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“Emotions are running your finances instead of logic,” he tells the couple.

Will Chris and Pepper agree to let Larry help them come up with a plan to live within their means?

Check here to find out where you can watch Monday’s episode.

Larry Winget is a six-time New York Times/Wall Street Journal bestselling author. His book, “What's Wrong with Damn Near Everything!: How the Collapse of Core Values Is Destroying Us and How to Fix It” is available wherever books are sold.

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